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Consumer-Law Records

A searchable database of consumer-protection filings, settlements, and opinions — built by Public Vector's agents and growing every day. Filter by type, practice area, or defendant; sort settlements by value.

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4,069 records · $108.68B in settlements

Defendant / matterTypePractice areaCourtDateValue / comps
Vaultiosource ↗
filed by Dave Maxfield, Attorney, LLC · Judge Joseph Dawson, III · No. 4:26-cv-04507 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline →
FilingRobocalls & Texts (TCPA)D.S.C.2026-10-07
CleanBridge Securities, LLCsource ↗
Judge Mary M Rowland · No. 1:26-cv-12333 · view case timeline →
FilingRobocalls & Texts (TCPA)N.D. Ill.2026-10-07
Prosperity Solutions, Inc.source ↗
Judge Edmond E-Min Chang · No. 1:26-cv-12334 · view case timeline →
FilingRobocalls & Texts (TCPA)N.D. Ill.2026-10-07
Brian Loncar P.C.source ↗
Judge Kathleen Cardone · No. 3:26-cv-02533 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline →
FilingRobocalls & Texts (TCPA)W.D. Tex.2026-10-07
Credit One Bank, N.A.source ↗
Judge Cathy Ann Bencivengo · No. 3:26-cv-05737 · view case timeline →
FilingRobocalls & Texts (TCPA)S.D. Cal.2026-10-07
Simm Associates, Inc.source ↗
Judge Linda Lopez · No. 3:26-cv-05738 · view case timeline →
FilingRobocalls & Texts (TCPA)S.D. Cal.2026-10-07
Wells Fargo Bank, N.A.source ↗
Judge Linda Lopez · No. 3:26-cv-05753 · view case timeline →
FilingRobocalls & Texts (TCPA)S.D. Cal.2026-10-07
Credit Associates LLCsource ↗
filed by Legal Action of Wisconsin Inc · Judge Brett H. Ludwig · No. 2:26-cv-01866 · 28:1331 Fed. Question · view case timeline →
Comparable settlements $59.50M–$725M ▾
Privacy/wiretap claims show split outcomes: Bayhealth and Gunnar Optiks survived dismissal while Tower Health and Nuance were dismissed on statutory/technical grounds. Credit Associates' debt-collection calling practices mirror call-recording theories but no case law here directly matches the fact pattern.
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
Key precedent: Doe v. Bayhealth Medical Ctr. — survived because duty of confidentiality/privacy claims against service providers can proceed past MTD when factual disclosure is plausibly pled.
Main risk: Dismissal risk mirrors Tower Health/Nuance — courts often find statutory exemptions or pleading deficiencies fatal to privacy/wiretap theories.
Rough EV model (wide — class size is the big unknown, not a prediction): $125K–$4M
Small comparable sample, scale mismatch with mega-settlement data, and no prior Credit Associates litigation history limit precision. · grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapE.D. Wis.2026-10-07$59.50M–$725M
comparable settlements
Bank of America, N.A.source ↗
filed by Dave Maxfield, Attorney, LLC · Judge Joseph Fletcher Anderson Jr. · No. 3:26-cv-04490 · 15:1666 Fair Credit Billing Act · view case timeline →
Comparable settlements $59.50M–$725M ▾
{ "outlook": "mixed", "confidence": "low", "rationale": "Comparable privacy rulings split roughly evenly—Bayhealth's confidentiality claim and Gunnar's BIPA claim survived dismissal, while Tower Health's Meta Pixel claim and Nuance's BIPA claims were dismissed, often on exemption or specificity grounds. Financial institutions frequently invoke statutory exemptions (e.g., GLBA carve-outs as i
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
· grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapD.S.C.2026-10-07$59.50M–$725M
comparable settlements
J. P. Morgan Chase Bank, N.A.source ↗
No. 1:26-cv-06462 · 28:1331 Fed. Question · view case timeline →
FilingPrivacy & WiretapE.D.N.Y2026-10-07
SpaceXAI LLCsource ↗
filed by Justice Jagher London & Millen LLC · Judge Sara Lee Ellis · No. 1:26-cv-12335 · 28:1332 Diversity-Tort/Non-Motor Vehicle · view case timeline →
Comparable settlements $59.50M–$725M ▾
Privacy/wiretap claims show split outcomes: Bayhealth and Clements v. Gunnar survived or were revived on appeal, while Tower Health, Nuance, and Walker were dismissed on similar data-collection theories. Outcome often hinges on fact-specific statutory exclusions (e.g., BIPA healthcare/financial exemptions) not yet resolved here.
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
Key precedent: Clements v. Gunnar Optiks (7th Cir.) — shows wiretap/biometric claims against AI-adjacent tech can survive 12(b)(6) when exclusion defenses require factual development.
Main risk: Dismissal on statutory exemption or standing grounds, as in Nuance (GLBA exemption) and Tower Health (pixel-sharing claim dismissed).
Rough EV model (wide — class size is the big unknown, not a prediction): $2.70M–$10.10M
Small, heterogeneous comparable set; class size inferred from early-stage product metrics, not certified class data; outcome highly fact-dependent on data-collection mechanics. · grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapN.D. Ill.2026-10-07$59.50M–$725M
comparable settlements
Marshall's of MA, Inc.source ↗
Judge Eleanor Louise Ross · No. 1:26-cv-05800 · 42:12101 et seq. Americans with Disabilities Act of 1990 · view case timeline →
FilingADA / AccessibilityN.D. Ga.2026-10-07
EQUITY ONE (FLORIDA PORTFOLIO) LLCsource ↗
filed by Anthony J. Perez Law Group, PLLC · Judge Cecilia M. Altonaga · No. 1:26-cv-27048 · 42:12182 Americans with Disabilities Act · view case timeline →
Comparable settlements $65K–$530K ▾
ADA accessibility outcomes split: Lowell v. Lyft affirmed dismissal where plaintiff failed to prove reasonable modification, while Holmes v. Bax affirmed ADA violations at summary judgment. Price v. Diab shows injunctive relief plus fee-shifting is the typical remedy posture in these suits.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Price v. Diab (9th Cir.) — confirms ADA plaintiffs recover injunctive relief and attorney's fees even on default, framing likely remedy structure here.
Main risk: Dismissal for failure to show standing/injury-in-fact or lack of concrete barrier proof, as in Lowell v. Lyft's reasonableness failure.
Rough EV model (wide — class size is the big unknown, not a prediction): $5K–$30K
Single-defendant data is absent; estimate relies on general ADA Title III litigation patterns, not case-specific facts or confirmed class status. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityS.D. Fla.2026-10-07$65K–$530K
comparable settlements
MMG Westlake, LLCsource ↗
filed by Anthony J. Perez Law Group, PLLC · Judge Beth Francine Bloom · No. 1:26-cv-27051 · 42:12182 Americans with Disabilities Act · view case timeline →
Comparable settlements $65K–$530K ▾
ADA accessibility suits show split outcomes: Lowell v. Lyft affirmed dismissal where plaintiff failed to prove modification reasonableness, while Holmes v. Bax affirmed ADA violations on summary judgment. Outcome hinges heavily on specific facility facts and remediation status, not litigated here yet.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft (2d Cir.) - shows plaintiffs bear burden to prove proposed accommodation is effective, a frequent dismissal trigger in accessibility suits.
Main risk: Mootness via voluntary remediation, as in Burton v. Chase Point, could moot injunctive claims and cut off fee recovery.
Rough EV model (wide — class size is the big unknown, not a prediction): $20K–$300K
Very small, heterogeneous comparable set; no prior MMG Westlake history; ADA Title III typically yields injunctive relief/fees, not per-member damages, limiting EV precision. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityS.D. Fla.2026-10-07$65K–$530K
comparable settlements
Dear Sundays Inc.source ↗
filed by Law Office of Jennifer E. Tucek, PC · No. 1:26-cv-08865 · 42:12188 Americans With Disabilities Act - Civil Enforcement Actions · view case timeline →
Comparable settlements $65K–$530K ▾
ADA accessibility claims show mixed outcomes: Lowell v. Lyft affirmed dismissal for failure to prove effective modification, while Holmes v. Bax affirmed ADA violations at summary judgment. Small single-location defendants often settle rather than litigate fully.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft (2d Cir.) — plaintiff bears burden to show proposed accessibility fix is reasonable/effective, a high bar for similar small-business ADA claims.
Main risk: Dismissal for failure to plead a concrete, effective accommodation, as in Lowell v. Lyft
Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$60K
Small sample, no defendant history, no verdict data; ADA Title III suits are often injunctive with modest fee/settlement payouts. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityS.D.N.Y.2026-10-07$65K–$530K
comparable settlements
DVF Studio, LLCsource ↗
filed by Joseph & Norinsberg, LLC · No. 1:26-cv-08869 · 42:12188 Americans With Disabilities Act - Civil Enforcement Actions · view case timeline →
Comparable settlements $65K–$530K ▾
ADA accessibility suits split in comparables: Lowell v. Lyft affirmed dismissal for lack of proven effective modification, while Holmes v. Bax affirmed ADA claims and Price v. Diab upheld relief after default. DVF Studio's website/storefront case likely turns on specificity of alleged barriers.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft (2d Cir.) - same circuit, shows plaintiffs must prove proposed fix is effective to survive dismissal.
Main risk: Dismissal for failure to plead a concrete, provably effective accommodation, as in Lowell v. Lyft.
Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$18K
Small, heterogeneous sample; no DVF-specific precedent; assumes individual suit, not class-wide claim. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityS.D.N.Y.2026-10-07$65K–$530K
comparable settlements
BONGO, LLCsource ↗
filed by East End Trial Group LLC · No. 2:26-cv-02195 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
Comparable settlements $65K–$530K ▾
ADA Title III accessibility claims split on outcome: Lowell v. Lyft affirmed dismissal where plaintiffs couldn't prove effective modification, while Holmes v. Bax affirmed ADA violations at summary judgment. Title III offers no damages, so value hinges on injunctive relief and fee-shifting per Price v. Diab.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft (2d Cir.) — shows plaintiffs bear burden to prove reasonable/effective accommodation, a common dismissal vector for digital accessibility claims like Bongo's.
Main risk: Dismissal for failure to plead a viable, effective accommodation/modification, as in Lowell v. Lyft.
Rough EV model (wide — class size is the big unknown, not a prediction): $20K–$300K
No defendant-specific litigation history or confirmed class mechanism; estimate blends thin settlement data with general ADA Title III fee-driven dynamics, not per-member statutory damages. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityW.D. Pa.2026-10-07$65K–$530K
comparable settlements
REP FITNESS LLCsource ↗
filed by East End Trial Group LLC · No. 2:26-cv-02196 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
Comparable settlements $65K–$530K ▾
Precedent is split: Lowell v. Lyft affirmed dismissal because plaintiffs failed to prove reasonable-modification effectiveness, while Holmes v. Bax affirmed ADA liability findings; outcomes turn heavily on specific accessibility facts not yet known here.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft (2d Cir.) — shows courts require plaintiffs to prove proposed accessibility fix is effective, a common defense hurdle in ADA website/product cases.
Main risk: Dismissal for failure to show concrete, provable barrier or effective remedy, as in Lowell v. Lyft
Rough EV model (wide — class size is the big unknown, not a prediction): $50K–$300K
No defendant-specific precedent; small sample of unrelated ADA rulings and settlements limits precision; actual claim type (website vs. physical access) unknown. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityW.D. Pa.2026-10-07$65K–$530K
comparable settlements
Rw2, LLCsource ↗
filed by Open Access Law, APC · Judge A. Joel Richlin · No. 2:26-cv-11716 · 42:12101 Americans With Disabilities Act · view case timeline →
Comparable settlements $65K–$530K ▾
ADA accessibility claims show split outcomes: Holmes v. Bax affirmed ADA violations while Lowell v. Lyft affirmed dismissal for failure to prove effective modification. Price v. Diab shows default/injunctive relief can succeed but fee-shifting outcomes are unpredictable.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft (2d Cir.) — shows courts require plaintiffs to prove proposed accommodations are reasonable/effective, a common failure point.
Main risk: Dismissal for failure to plead a plausible, effective accommodation, as in Lowell v. Lyft
Rough EV model (wide — class size is the big unknown, not a prediction): $20K–$250K
No defendant-specific facts (business type, locations) could be confirmed from web signals; estimates rely on generic ADA/Unruh patterns. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityC.D. Cal.2026-10-07$65K–$530K
comparable settlements
F W Mingli, Incsource ↗
filed by Open Access Law, APC · Judge Brianna Fuller Mircheff · No. 2:26-cv-11724 · 42:12101 Americans With Disabilities Act · view case timeline →
Comparable settlements $65K–$530K ▾
Price v. Diab shows default/injunctive ADA claims readily succeed and support fee awards, while Lowell v. Lyft shows dismissal affirmed where plaintiff can't prove modification effectiveness. Small-business defendant and C.D. Cal. venue suggest a typical single-plaintiff 'drive-by' accessibility suit with Unruh Act tag-along.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Price v. Diab (9th Cir.) - confirms ADA plaintiffs who secure injunctive relief are prevailing parties entitled to fees, raising settlement leverage even without damages
Main risk: Dismissal for lack of standing/mootness if defendant remediates access barrier before judgment, per common ADA Title III pattern
Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$6K
No prior defendant records, no direct comparable settlements at this defendant's scale; estimate relies on statutory anchors, not realized payouts. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityC.D. Cal.2026-10-07$65K–$530K
comparable settlements
Suncoast Credit Unionsource ↗
No. 8:26-cv-03043 · 15:1693 Electronic Fund Transfer Act (EFTA) · view case timeline →
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-10-07
EQUIFAX INFORMATION SERVICES, LLCsource ↗
filed by Glanzberg Tobia Law, P.C. · Judge Joseph F. Leeson Jr. · No. 5:26-cv-07703 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Minano v. DLJ Mortgage shows FCRA furnisher claims often dismissed for lack of private right of action or insufficient pleading, while Askins v. CRST shows disclosure-based FCRA claims can survive dismissal. Equifax's litigation history shows frequent individual FCRA suits with mixed outcomes and one modest settlement.
Comparable settlements $2.40M–$100M median $7.86M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital — most relevant since it dismisses several FCRA theories (1681i, 1681c-2, 1681s-2) that commonly appear against CRAs/furnishers like Equifax.
Main risk: Dismissal for failure to plead a cognizable FCRA theory or lack of private right of action, as in Minano v. DLJ Mortgage Capital.
This defendant: Equifax faces recurring individual FCRA suits (Harris x2, Porter, Ali, McClary) plus a prior $2.2M Bradberry settlement, showing steady but modest-dollar litigation pattern.
Rough EV model (wide — class size is the big unknown, not a prediction): –
Sample is small and largely class-settlement data; this case appears individual, so statutory per-plaintiff damages, not class payouts, likely govern outcome. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-10-07$2.40M–$100M
comparable settlements
Obligo, Inc.source ↗
filed by Reese LLP · Judge Jed Saul Rakoff · No. 1:26-cv-08873 · 28:1332fr Diversity-Fraud · view case timeline →
Comparable settlements $200M–$688M ▾
No directly on-point false-advertising rulings exist for Obligo; comparables like Guthrie (denial of class cert due to individualized reliance) and Citizens of Humanity (failed 'Made in USA' claim) show advertising-based consumer suits often founder on proof of reliance/materiality.
Comparable settlements $200M–$688M median $237.50M · n=10
Merck & Co. Inc. a $688M · Toyota Industries $436M · Toyota Industries $299.50M
Per member (realized): ~$2,500 median · $2,500–$2,500 (n=1)
Comparable verdict: Papaya $420M · VPX, Inc. $293M
Key precedent: Guthrie v. Transamerica Life Ins. Co. — denial of class cert for individualized advertising-reliance claims mirrors risk Obligo faces in showing uniform deception.
Main risk: Class certification denial on individualized reliance/materiality grounds, as in Guthrie, given Obligo's product-specific marketing claims.
Rough EV model (wide — class size is the big unknown, not a prediction): $80K–$25M
Extremely thin data: no direct Obligo precedent, single-point realized benchmark, and comparables are from vastly larger defendants, so figures are illustrative only. · grounded in 10 rulings, 10 settlements, 9 verdicts
FilingFalse AdvertisingS.D.N.Y.2026-10-07$200M–$688M
comparable settlements
Trekell And Company, Inc.source ↗
No. 1:26-cv-08834 · view case timeline →
FilingPrivacy & WiretapS.D.N.Y.2026-10-07
Jamali Floral & Garden Supplies LLCsource ↗
No. 1:26-cv-08835 · view case timeline →
FilingPrivacy & WiretapS.D.N.Y.2026-10-07
Evernorth MDLivesource ↗
common fund · ~$15/member · No. 26-CA-006880
SettlementPrivacy & WiretapFlorida2026-10-07$3.50M
Arete Financialsource ↗
common fund · ~19K members · ≈$29.77/member gross
SettlementFalse Advertising2026-10-07$551K
Blueprint to Wealthsource ↗
common fund · ~4K members · ≈$158.42/member gross
SettlementFalse Advertising2026-10-07$667K
Equifax Information Services LLCsource ↗
common fund · ~3M members · ≈$10/member gross · class counsel: Skaar & Feagle LLP, The Adkins Firm PC, Robert S. Sola PC, Francis Mailman Soumilas, P.C. · No. 1:19-cv-06701
SettlementConsumer Credit (FCRA/FDCPA)E.D.N.Y.2026-10-07$30M
Muscatine Power and Watersource ↗SettlementData Breach & Security2026-10-07$6K
Boone Healthsource ↗SettlementPrivacy & Wiretap2026-10-07
Thinkware Dashcamsource ↗
common fund
SettlementFalse Advertising2026-10-07$850K
Datavant, IODsource ↗
claims-made
SettlementFees & Auto-RenewalPennsylvania2026-10-07
Nonbank ATM Surchargesource ↗
common fund · No. 1:11-cv-01882
SettlementFees & Auto-RenewalU.S. District Court for the District of Columbia2026-10-07$167.50M
Jack's Family Restaurantssource ↗SettlementData Breach & Security2026-10-07$4K
CPAP Medical Supplies and Servicessource ↗SettlementData Breach & Security2026-10-07$5K
Wayne Memorial Hospitalsource ↗SettlementData Breach & Security2026-10-07$5K
Valley Oaks Healthsource ↗SettlementData Breach & Security2026-10-07$6K
Urban One, Inc.source ↗
common fund
SettlementData Breach & Security2026-10-07$675K
Playstudios, Inc.source ↗
filed by SGB
FilingState-court filings (notable)King County Superior Court2026-10-07
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