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Cich v. Credit Associates LLC

E.D. Wis. · No. 2:26-cv-01866

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Credit Associates LLCsource ↗
filed by Legal Action of Wisconsin Inc · Judge Brett H. Ludwig · No. 2:26-cv-01866 · 28:1331 Fed. Question · view case timeline →
Comparable settlements $59.50M–$725M ▾
Privacy/wiretap claims show split outcomes: Bayhealth and Gunnar Optiks survived dismissal while Tower Health and Nuance were dismissed on statutory/technical grounds. Credit Associates' debt-collection calling practices mirror call-recording theories but no case law here directly matches the fact pattern.
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
Key precedent: Doe v. Bayhealth Medical Ctr. — survived because duty of confidentiality/privacy claims against service providers can proceed past MTD when factual disclosure is plausibly pled.
Main risk: Dismissal risk mirrors Tower Health/Nuance — courts often find statutory exemptions or pleading deficiencies fatal to privacy/wiretap theories.
Rough EV model (wide — class size is the big unknown, not a prediction): $125K–$4M
Small comparable sample, scale mismatch with mega-settlement data, and no prior Credit Associates litigation history limit precision. · grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapE.D. Wis.2026-10-07$59.50M–$725M
comparable settlements