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Consumer-Law Records

A searchable database of consumer-protection filings, settlements, and opinions — built by Public Vector's agents and growing every day. Filter by type, practice area, or defendant; sort settlements by value.

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4,069 records · $108.68B in settlements

Defendant / matterTypePractice areaCourtDateValue / comps
Exxon Mobil Corp.source ↗
The Appellate Division affirmed dismissal because the product greenwashing statements did not plausibly have the capacity to deceive consumers, and the corporate greenwas · view case timeline →
OpinionState statutes — NY / NJ / PAN.Y. App. Div.2026-10-08affirmed MTD granted
Educational Credit Management Corporationsource ↗
The court held that Owens's claims fell within the TCPA because they were based on ECMC's exercise of rights related to litigation and communications, and since Owens pre · view case timeline →
OpinionConsumer Credit (FCRA/FDCPA)Tex. App.-Fort Worth2026-10-08affirmed TCPA dismissal
TikTok Inc.source ↗
filed by Boies Schiller Flexner LLP · No. 2:26-mc-00106 · Civil Miscellaneous Case · view case timeline →
Comparable settlements $59.50M–$725M ▾
Comparables split roughly evenly: Bayhealth and Gunnar/Integris show privacy/tracking claims can survive dismissal, while Tower Health and Nuance show similar tech-tracking privacy theories dismissed on exemption or causation grounds.
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
Key precedent: Doe v. Integris Health (10th Cir.) — state-law privacy claims over third-party data sharing (Google/Facebook) left unresolved/remanded, closely mirroring TikTok's data-sharing exposure.
Main risk: Dismissal on statutory/technical grounds (e.g., Nuance's GLBA exemption, Tower Health's pixel-claim dismissal) if TikTok shows consent/exemption defenses
Rough EV model (wide — class size is the big unknown, not a prediction): $150M–$750M
Raw class-size x per-member multiplication overstates true settlement value; actual payouts historically capped near $725M due to claims-rate and opt-in limits. · grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapC.D. Cal.2026-10-08$59.50M–$725M
comparable settlements
ANAYAT HUSSAINI, As Trustee of THE ANAYAT HUSSAINI LIVING TRUSTsource ↗
filed by Anthony J. Perez Law Group, PLLC · Judge Cecilia M. Altonaga · No. 1:26-cv-27060 · 42:12182 Americans with Disabilities Act · view case timeline →
FilingADA / AccessibilityS.D. Fla.2026-10-08
3670 MANGO PLAZA, LLCsource ↗
filed by Lauren N. Wassenberg & Associates, P.A. · Judge Joan A. Lenard · No. 1:26-cv-27070 · 42:12182 Americans with Disabilities Act · view case timeline →
Comparable settlements $65K–$530K ▾
ADA accessibility outcomes split: Lowell v. Lyft affirmed dismissal where plaintiff failed to prove reasonableness, while Price v. Diab and Holmes v. Bax affirmed plaintiff-favorable injunctive/default relief. Single-property barrier-removal suits like this one hinge heavily on fact-specific barrier proof and standing.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft (2d Cir.) — shows courts dismiss ADA claims when plaintiff cannot substantiate that requested modification is reasonable/effective.
Main risk: Dismissal for failure to plead concrete, plausible barriers or lack of standing (mirrors Lowell v. Lyft's evidentiary burden failure).
Rough EV model (wide — class size is the big unknown, not a prediction): $28K–$120K
Tiny, heterogeneous comparable set mixing unrelated theories; true class size is 1 plaintiff, so EV reflects case value not per-member damages. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityS.D. Fla.2026-10-08$65K–$530K
comparable settlements
Augustine Wine & Liquors USA Inc.source ↗
No. 1:26-cv-08906 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
FilingADA / AccessibilityS.D.N.Y.2026-10-08
Zodrokee, LLCsource ↗
filed by Anthony J. Perez Law Group, PLLC · Judge Joan A. Lenard · No. 1:26-cv-27081 · 42:12182 Americans with Disabilities Act · view case timeline →
Comparable settlements $65K–$530K ▾
{ "outlook": "mixed", "confidence": "low", "rationale": "ADA accessibility claims show mixed outcomes: Lowell v. Lyft affirmed dismissal for failure to prove reasonable modification, while Holmes v. Bax affirmed ADA violations and Price v. Diab upheld injunctive relief/fees. S.D. Fla. is a high-volume ADA tester-plaintiff venue where early settlement is common to limit fee exposure."; ,
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
· grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityS.D. Fla.2026-10-08$65K–$530K
comparable settlements
Briann Realty, L.L.L.P.source ↗
filed by SCHAPIRO LAW GROUP PL · Judge John M. Bodenhausen · No. 4:26-cv-01619 · 28:1331 Federal Question: Other Civil Rights · view case timeline →
FilingADA / AccessibilityE.D. Mo.2026-10-08
Bounce AI, Inc.source ↗
filed by Kazerouni Law Group, APC · Judge Miranda Mai Du · No. 3:26-cv-00786 · 15:1692 Fair Debt Collection Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
FCRA comparables split: Minano v. DLJ dismissed several FCRA furnisher claims for no private right of action, while Askins v. CRST let a disclosure-violation claim survive on bare statutory injury grounds. No direct FDCPA ruling closely matches Bounce AI's debt-resolution fintech model.
Comparable settlements $2.40M–$100M median $5.85M · n=10
Equifax $100M · Equifax Informatio $30M · Equifax $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital — shows courts readily dismiss FCRA furnisher claims lacking private right of action or factual specificity, a likely early motion risk here.
Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient pleading, as in Minano v. DLJ Mortgage
This defendant: Second known filing (Johnson v. Bounce AI) suggests emerging litigation pattern against this fintech debt-resolution platform.
Rough EV model (wide — class size is the big unknown, not a prediction): $100K–$9M
Small, heterogeneous comparable set mixing FCRA/FDCPA theories across unrelated fact patterns; true class size and certification posture unknown. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)D. Nev.2026-10-08$2.40M–$100M
comparable settlements
Dana Nessel, Attorney General of the State of Michigan, ex rel. The People of the State of Michigansource ↗
The court held the Michigan judgment was properly enrolled because Defendants' knowing, repeated sales and deliveries to Michigan consumers satisfied due process for pers · view case timeline →
OpinionState consumer-protection statutesMiss.2026-10-08Affirmed
Rogerssource ↗
Judge Louise W. Flanagan · No. 5:26-hc-02169 · view case timeline →
FilingPrivacy & WiretapE.D.N.C.2026-10-08
Able Landscape Associates, Inc.source ↗
filed by Whitsitt Law Firm · Judge Richard Mark Gergel · No. 2:26-cv-04521 · 42:2000 Job Discrimination (Race) · view case timeline →
Comparable settlements $59.50M–$725M ▾
Comparable privacy rulings are split: Doe v. Bayhealth and Gunnar Optiks survived dismissal on confidentiality/consent theories, while Tower Health and Nuance were dismissed on statutory/standing grounds. Able Landscape is a small SC business, a poor factual match to the tech-giant comparables driving the settlement data.
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
Key precedent: Doe v. Bayhealth Medical Ctr. — survived because defendant owed a duty of confidentiality; most analogous if plaintiffs allege unauthorized interception/disclosure of communications.
Main risk: Dismissal for lack of concrete injury or statutory exemption, as in Tower Health and Nuance, especially given Able's limited data infrastructure and likely narrow interception scope.
Rough EV model (wide — class size is the big unknown, not a prediction): $1K–$1M
Defendant scale is wildly mismatched to comparable mega-settlements; no prior litigation history exists for this defendant, so figures are highly speculative. · grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapD.S.C.2026-10-08$59.50M–$725M
comparable settlements
Ultrack Construction, LLC.source ↗
No. 8:26-cv-03065 · 29:201 Fair Labor Standards Act · view case timeline →
FilingPrivacy & WiretapM.D. Fla.2026-10-08
Marshsource ↗
filed by Lyons and Associates · No. 1:26-cv-13163 · 42:1983 Civil Rights Act · view case timeline →
FilingPrivacy & WiretapD.N.J.2026-10-08
Netcapital Inc.source ↗
filed by The Rosen Law Firm, P.A. · No. 1:26-cv-14584 · 15:77 Securities Fraud · view case timeline →
Comparable settlements $59.50M–$725M ▾
Privacy/wiretap tracking-tech claims split sharply in comparables: Bayhealth and Gunnar Optiks survived pleading stage, while Tower Health's Meta Pixel claim and Nuance's BIPA claim were dismissed. Netcapital is a micro-cap fintech platform, making this factually closer to the Pixel/tracking-tech line of cases than to BIPA biometric suits.
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
Key precedent: Doe v. Bayhealth Medical Ctr. — confidentiality claim for tracking-tech disclosure survived MTD, showing viable theory against smaller, niche platforms like Netcapital.
Main risk: Dismissal risk mirrors Tower Health/Santoro, where Pixel-based disclosure claims failed for lack of individualized harm or standing.
Rough EV model (wide — class size is the big unknown, not a prediction): $34K–$980K
No confirmed user/class figures for Netcapital; estimate relies on inferred scale from small-cap status, not verified class data. · grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapD. Mass.2026-10-08$59.50M–$725M
comparable settlements
The Ensign Group, Inc.source ↗
filed by Rosen Law Firm PA · No. 8:26-cv-02963 · 12:22 Securities Fraud · view case timeline →
Comparable settlements $59.50M–$725M ▾
Healthcare privacy/tracking-tech claims show split outcomes: Doe v. Bayhealth and Integris Health allowed confidentiality/privacy claims to proceed, while Santoro v. Tower Health dismissed nearly identical Meta Pixel claims with prejudice. Outcome likely turns on specific statutory theory (wiretap vs. confidentiality) and jurisdictional nuances.
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
Key precedent: Doe v. Bayhealth Medical Ctr. — healthcare provider duty of confidentiality for tracking-tech disclosures survived MTD, most factually analogous to Ensign's likely pixel/tracking claims.
Main risk: Dismissal with prejudice as in Santoro v. Tower Health, where Meta Pixel health-data-sharing claims failed and amendment was denied for undue delay
Rough EV model (wide — class size is the big unknown, not a prediction): $1M–$80M
Small, heterogeneous comparable set mixing healthcare and biometric/tech cases; true class size and claim theory (CIPA wiretap vs. confidentiality) unconfirmed, driving wide uncertainty. · grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapC.D. Cal.2026-10-08$59.50M–$725M
comparable settlements
Indian Rocks Christian Schoolsource ↗
filed by Ligon Law Group LLC dba PrettySMART Law · No. 8:26-cv-03071 · 28:1331 Fed. Question: Employment Discrimination · view case timeline →
FilingPrivacy & WiretapM.D. Fla.2026-10-08
Mooresource ↗
filed by Law Offices of Peter G. Angelos, P.C. · Judge Julie Rebecca Rubin · No. 1:26-cv-04243 · 42:1983 Civil Rights Act - Civil Action for Deprivation of Rights · view case timeline →
FilingPrivacy & WiretapD. Maryland2026-10-08
Knight Global Entertainment LLCsource ↗
filed by Richard Celler Legal, P.A. · No. 8:26-cv-03072 · 28:1331 Fed. Question: Employment Discrimination · view case timeline →
Comparable settlements $59.50M–$725M ▾
Privacy/wiretap claims show split outcomes: Bayhealth and Gunnar Optiks survived motions to dismiss, while Tower Health and Nuance were dismissed on pixel/BIPA exemption grounds. Knight Global's small regional footprint suggests limited factual record on data-sharing scope.
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
Key precedent: Doe v. Bayhealth Medical Ctr. - confirms breach-of-confidentiality/privacy claims can survive MTD when defendant owed a duty analogous to confidentiality.
Main risk: Dismissal like Tower Health/Nuance if Knight Global can show statutory exemption or lack of individually-identifiable data sharing
Rough EV model (wide — class size is the big unknown, not a prediction): $50K–$10M
Defendant appears to be a small private company; no prior litigation history or revenue data available, so class size and recovery are highly speculative. · grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapM.D. Fla.2026-10-08$59.50M–$725M
comparable settlements
The Chemours Companysource ↗
No. 1:26-cv-01299 · 15:78m(a) Securities Exchange Act · view case timeline →
FilingPrivacy & WiretapD. Del.2026-10-08
Fitzgerald Auto Mall, Inc.source ↗
Judge Paula Xinis · No. 1:26-cv-04230 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline →
FilingRobocalls & Texts (TCPA)D. Maryland2026-10-08
WCG Health Management Inc.source ↗
No. 8:26-cv-03070 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline →
FilingRobocalls & Texts (TCPA)M.D. Fla.2026-10-08
Stellantis N.V.source ↗
Judge Stephen J. Murphy III · No. 2:26-cv-13766 · No cause code entered · view case timeline →
FilingPrivacy & WiretapE.D. Mich.2026-10-08
Bangkit (U.S.A.), Inc.source ↗
filed by Gottlieb & Associates · No. 1:26-cv-08888 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
Comparable settlements $65K–$530K ▾
Comparable ADA rulings split: Lowell v. Lyft (2d Cir.) affirmed dismissal where plaintiffs failed to prove reasonableness of proposed modification, while Holmes v. Bax (8th Cir.) affirmed ADA violations findings. Outcome likely turns on specificity of alleged barrier and remediation feasibility.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft, Inc. (2d Cir.) — same circuit as S.D.N.Y., shows plaintiffs bear burden on reasonableness/effectiveness of accommodation, a common failure point.
Main risk: Dismissal for failure to plead a concrete, remediable barrier or standing, as in Lowell v. Lyft affirmance
Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$25K
Small sample size, no prior defendant history, and ADA Title III typically yields injunctive relief/fees rather than per-member monetary damages, limiting EV precision. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityS.D.N.Y.2026-10-08$65K–$530K
comparable settlements
Didax, Incorporatedsource ↗
filed by Gottlieb & Associates · No. 1:26-cv-08889 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
FilingADA / AccessibilityS.D.N.Y.2026-10-08
LUMENS, INC.source ↗
filed by East End Trial Group LLC · No. 2:26-cv-02201 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
Comparable settlements $65K–$530K ▾
ADA accessibility rulings are split: Lowell v. Lyft affirmed dismissal because plaintiffs failed to prove reasonable modifications, while Holmes v. Bax affirmed ADA violations at summary judgment. Outcomes turn heavily on specificity of alleged barriers and remediation feasibility.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft, Inc. (2d Cir.) - shows courts require plaintiffs to prove proposed accommodations are effective, a common failure point in ADA accessibility suits.
Main risk: Dismissal for failure to plead a concrete, provable barrier or reasonable modification, as in Lowell v. Lyft.
Rough EV model (wide — class size is the big unknown, not a prediction): $20K–$250K
Web signals conflate Lumen Technologies (telecom) with Lumens Inc.; class size and defendant scale are highly uncertain. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityW.D. Pa.2026-10-08$65K–$530K
comparable settlements
Rugged Sole Inc.source ↗
filed by Law Office of Jennifer E. Tucek, PC · No. 1:26-cv-06495 · 42:1201 Civil Rights (Disability) · view case timeline →
Comparable settlements $65K–$780K ▾
ADA Title III accessibility claims split in comparables: Lowell v. Lyft affirmed dismissal where plaintiff couldn't show feasible modification, while Holmes v. Bax affirmed ADA liability but vacated injunctive relief. Rugged Sole's small single-store footprint and possible closure raise mootness risk similar to Burton.
Comparable settlements $65K–$780K median $365K · n=4
The Container Stor $780K · Covenant Retiremen $530K · Association of Apa $200K
Key precedent: Lowell v. Lyft (2d Cir.) — controlling circuit precedent requiring plaintiff to prove effective, reasonable accommodation; relevant since this is also 2d Cir./EDNY.
Main risk: Mootness/closure risk (store listed as 'CLOSED' on Yelp) could moot injunctive relief claims, as seen in Burton v. Chase Point.
Rough EV model (wide — class size is the big unknown, not a prediction): $1K–$250K
Tiny, ambiguous business profile and possible store closure make class size and damages highly speculative; no prior record or verdict data for this defendant. · grounded in 8 rulings, 4 settlements, 0 verdicts
FilingADA / AccessibilityE.D.N.Y2026-10-08$65K–$780K
comparable settlements
ORTHOFEET, INC.source ↗
filed by East End Trial Group LLC · Judge Arthur J. Schwab · No. 2:26-cv-02203 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
Comparable settlements $65K–$780K ▾
{ "outlook": "mixed", "confidence": "low", "rationale": "ADA accessibility claims split in comparables: Lowell v. Lyft affirmed dismissal for failure to prove effective modification, while Holmes v. Bax affirmed ADA claims and Burton revived injunctive relief claims after mootness challenge. Orthofeet's likely website-accessibility theory faces similar standing/effectiveness hurdles."; "ke
Comparable settlements $65K–$780K median $365K · n=4
The Container Stor $780K · Covenant Retiremen $530K · Association of Apa $200K
· grounded in 8 rulings, 4 settlements, 0 verdicts
FilingADA / AccessibilityW.D. Pa.2026-10-08$65K–$780K
comparable settlements
The Brooklyn Hospital Centersource ↗
filed by The Parker Law Group P.C. · No. 1:26-cv-06515 · 28:1331 Federal Question: Other Civil Rights · view case timeline →
Comparable settlements $65K–$530K ▾
Second Circuit's Lowell v. Lyft shows ADA accessibility claims can be dismissed when plaintiff fails to prove reasonable modification effectiveness, while Holmes v. Bax shows ADA claims can survive summary judgment when institutional practices are well-documented; hospital accessibility facts are fact-intensive and outcome-sensitive.
Comparable settlements $65K–$530K median $200K · n=3
Covenant Retiremen $530K · Association of Apa $200K · Home Depot U.S.A., $65K
Key precedent: Lowell v. Lyft, Inc. (2d Cir.) — same circuit, affirms that plaintiff bears burden on reasonableness/effectiveness of accommodation, a likely hurdle here.
Main risk: Dismissal for failure to plead a plausible, effective accommodation, as in Lowell v. Lyft (2d Cir., same circuit as this case).
Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$500K
Small, heterogeneous comparable set (no hospital-specific ADA rulings or prior Brooklyn Hospital Center litigation); class size and per-member figures are rough estimates, not empirically derived for healthcare ADA accessibility claims. · grounded in 8 rulings, 3 settlements, 0 verdicts
FilingADA / AccessibilityE.D.N.Y2026-10-08$65K–$530K
comparable settlements
MSC Development, Inc.source ↗
filed by Shaked Law Group, P.C. · No. 1:26-cv-06514 · 42:1201 Civil Rights (Disability) · view case timeline →
Comparable settlements $65K–$780K ▾
Comparable ADA rulings split: Lowell v. Lyft (2d Cir., same circuit as E.D.N.Y.) affirmed dismissal because plaintiffs failed to prove modification efficacy, while Holmes v. Bax affirmed ADA violations and Price v. Diab upheld an ADA default/injunction. Accessibility claims survive more often when physical/structural barriers are well-pled, but evidentiary burden is real.
Comparable settlements $65K–$780K median $365K · n=4
The Container Stor $780K · Covenant Retiremen $530K · Association of Apa $200K
Key precedent: Lowell v. Lyft, Inc. (2d Cir.) — controlling circuit precedent placing burden on plaintiff to prove reasonableness/effectiveness of requested accessibility fix, directly relevant to E.D.N.Y. venue.
Main risk: Dismissal for failure to show proposed accommodation is reasonable/effective, as in Lowell v. Lyft, especially if claim rests on facility-specific modification demands.
Rough EV model (wide — class size is the big unknown, not a prediction): $1K–$100K
Web signals do not identify the actual defendant (name collides with unrelated MSC entities); class size, facts, and claim scope are unverified, making this a low-confidence directional estimate only. · grounded in 8 rulings, 4 settlements, 0 verdicts
FilingADA / AccessibilityE.D.N.Y2026-10-08$65K–$780K
comparable settlements
Credit One Bank, N.A.source ↗
filed by Gear Law, LLC · No. 8:26-cv-03051 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Comparable FCRA rulings split sharply: Minano v. DLJ Mortgage Capital dismissed most furnisher claims for lack of private right of action, while Askins v. CRST found bare disclosure violations sufficient for standing. Credit One Bank faces similar furnisher-liability exposure, making outcome highly fact-dependent.
Comparable settlements $2.40M–$100M median $7.86M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — directly analogous furnisher FCRA claims dismissed for no private right of action under §§1681i(a)(5), 1681c-2, 1681s-2(a)(8).
Main risk: Dismissal of core FCRA counts for lack of private right of action, as in Minano, leaving only weaker reporting-accuracy claims.
This defendant: Credit One Bank shows repeat FCRA/FDCPA and TCPA filings (Amor, Hernandez, Dugarte, Hood Weber, Tran), suggesting recurring compliance/litigation pattern.
Rough EV model (wide — class size is the big unknown, not a prediction): $100K–$20M
Single-plaintiff filing data; true class scope, certification likelihood, and Credit One's customer exposure remain unverified. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-10-08$2.40M–$100M
comparable settlements
Truist Banksource ↗
filed by Sanders Law Group · Judge James Martin Munley · No. 3:26-cv-02993 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
FCRA furnisher claims are frequently narrowed or dismissed, as in Minano v. DLJ Mortgage Capital where most counts failed for lack of private right of action or insufficient pleading; Wallingford v. Sallie Mae similarly failed on the merits at the PI stage, though Askins v. CRST shows disclosure-based FCRA claims can survive on bare statutory injury theory.
Comparable settlements $2.40M–$100M median $7.86M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — closely analogous FCRA furnisher theory, most claims dismissed, signaling high dismissal risk here.
Main risk: Dismissal for lack of private right of action or inadequate pleading of furnisher duties, per Minano v. DLJ Mortgage Capital.
This defendant: Truist/SunTrust faced a $240M settlement (Bickerstaff) showing willingness to settle large consumer claims rather than litigate to verdict.
Rough EV model (wide — class size is the big unknown, not a prediction): $400K–$33.75M
Small, heterogeneous comparable set; class size and per-member figures are rough proxies, not case-specific discovery data. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Penn.2026-10-08$2.40M–$100M
comparable settlements
Equifax Information Services, LLCsource ↗
filed by Sanders Law Group · Judge Robert David Mariani · No. 3:26-cv-03001 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Minano v. DLJ Mortgage Capital shows FCRA furnisher claims are routinely narrowed or dismissed for lack of private right of action, while Askins confirms bare statutory violations can still support standing in some jurisdictions. Equifax's repeat litigation pattern (Bradberry, multiple pending filings) suggests claims often survive long enough to settle rather than reach trial.
Comparable settlements $2.40M–$100M median $7.86M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — illustrates that several FCRA furnisher theories (1681i, 1681c-2, 1681s-2(a)) lack private rights of action and are commonly dismissed, narrowing viable claims early.
Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient factual pleading, as in Minano, leaving only narrow surviving claims
This defendant: Equifax shows a recurring pattern of FCRA suits (Bradberry, McClary, Harris, Ali, Porter) indicating systemic furnishing/reporting disputes rather than one-off incidents.
Rough EV model (wide — class size is the big unknown, not a prediction): $250K–$100M
Small, heterogeneous comparable set; case may resolve as individual action rather than class, drastically altering scale and EV. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Penn.2026-10-08$2.40M–$100M
comparable settlements
Experian Information Solutions, Inc.source ↗
No. 8:26-cv-03063 · 15:1681 Fair Credit Reporting Act · view case timeline →
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-10-08
Church & Dwight Co., Inc.source ↗
filed by Furia Law · No. 2:26-cv-06491 · 28:1332 Diversity-Fraud · view case timeline →
Comparable settlements $200M–$688M ▾
The comparable set is dominated by unrelated theories (BIPA, wage law, insurance), with only Citizens of Humanity (Made in USA mislabeling, dismissed on probable-cause grounds) and Guthrie (UCL class cert denied) offering direct false-advertising analogs, both unfavorable for plaintiffs. Church & Dwight's own prior $6.0M false advertising settlement (Glickman) shows these claims do resolve but at modest CPG-scale values.
Comparable settlements $200M–$688M median $237.50M · n=10
Merck & Co. Inc. a $688M · Toyota Industries $436M · Toyota Industries $299.50M
Per member (realized): ~$2,500 median · $2,500–$2,500 (n=1)
Comparable verdict: Papaya $420M · VPX, Inc. $293M
Key precedent: Glickman v. Church & Dwight (same defendant, same theory) — settled $6.0M, the most directly relevant data point for valuing this case.
Main risk: Class certification denial on individualized reliance/exposure grounds, as in Guthrie v. Transamerica, or dismissal for lack of probable cause/specificity as in Citizens of Humanity.
This defendant: Church & Dwight has at least one prior false advertising filing (Glickman) that settled for $6.0M, suggesting repeat exposure to this theory.
Rough EV model (wide — class size is the big unknown, not a prediction): $2.50M–$15M
Sample is sparse and mostly off-theory; the $2,500 per-member anchor is likely inapplicable to low-cost consumer goods, so estimate leans on defendant's own prior settlement instead. · grounded in 10 rulings, 10 settlements, 9 verdicts
FilingFalse AdvertisingE.D.N.Y2026-10-08$200M–$688M
comparable settlements
Long Is. Bd. of Realtorssource ↗
The Second Department held that nonprofit directors' fiduciary duties run to the corporation, not individual members, and plaintiffs failed to plead any benefit conferred · view case timeline →
OpinionState statutes — NY / NJ / PAN.Y. App. Div.2026-10-07Reversed in part; dismissed
Worknet INCsource ↗
filed by RIGHTS AND RECOVERY LAW LLP · Judge Stephen R. Welby · No. 4:26-cv-01608 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline →
Comparable settlements $29.50M–$76M ▾
TCPA claims often dismissed on technical grounds like consent or 'artificial voice' definitions (Howard v. RNC), but core robocall claims survive well-pled complaints (League of Women Voters v. Kramer). Worknet's small B2B scale differs sharply from mass-consumer defendants in settlement comparables.
Comparable settlements $29.50M–$76M median $36.20M · n=10
Caribbean Cruise L $76M · Dish Network $61M · US Coachways $49.90M
Per member (realized): ~$20 median · $10–$500 (n=4)
Comparable verdict: Dish Network, L.L.C. $61M · ccAdvertising and Dr $32.42M
Key precedent: League of Women Voters v. Kramer (D.N.H.) — TCPA robocall claim survived MTD where concrete injury and lack of consent were plausibly alleged.
Main risk: Dismissal for failure to plead lack of consent or that calls used prohibited technology, as in Howard v. RNC and Perrong v. Bradford
Rough EV model (wide — class size is the big unknown, not a prediction): $10K–$2.50M
Defendant's small size and ambiguous business model make class size highly speculative; no prior litigation history to anchor pattern. · grounded in 10 rulings, 10 settlements, 3 verdicts
FilingRobocalls & Texts (TCPA)E.D. Mo.2026-10-07$29.50M–$76M
comparable settlements
American Debt Protection, Corp.source ↗
Judge Andrea Robin Wood · No. 1:26-cv-12326 · view case timeline →
FilingRobocalls & Texts (TCPA)N.D. Ill.2026-10-07
Direct Access Group, LLC.source ↗
No. 1:26-cv-12327 · view case timeline →
FilingRobocalls & Texts (TCPA)N.D. Ill.2026-10-07
Aetna, Inc.source ↗
No. 1:26-cv-12330 · view case timeline →
FilingRobocalls & Texts (TCPA)N.D. Ill.2026-10-07
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