S.D. Fla. · No. 2:26-cv-14309
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by Patti Zabaleta Law Group · Judge Aileen M. Cannon · No. 2:26-cv-14309 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ Mortgage shows courts routinely dismiss FCRA claims lacking specific factual allegations, especially against furnishers/CRAs, while Askins shows bare statutory violations can survive standing challenges in some jurisdictions. Equifax has settled similar CRA claims for $2.2M in N.D. Ga. twice, suggesting viable claims when pled with specificity. Comparable settlements –$7.40M median $2.20M · n=10 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - dismissed several FCRA counts for insufficient factual allegations, a common fate for under-pled CRA/furnisher claims like this one. Main risk: Dismissal for failure to plead specific inaccuracy/reinvestigation facts, as in Minano where multiple FCRA counts were dismissed without prejudice. This defendant: Six recent individual FCRA filings against Equifax (McClary, Ali, Porter, Jover, Pringle, Sanchez) suggest repeat individual litigation pattern, not class consolidation. Rough EV model (wide — class size is the big unknown, not a prediction): –$5K Small sample; case appears to be individual FCRA suit, not class action, limiting applicability of class settlement benchmarks. · grounded in 10 rulings, 10 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Fla. | 2026-08-19 | –$7.40M comparable settlements |