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Choi v. DigniFi Tech, Inc.

S.D. Fla. · No. 1:26-cv-25659

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
DigniFi Tech, Inc.source ↗
filed by Sanders Law Group · Judge Kathleen Mary Williams · No. 1:26-cv-25659 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
FCRA furnisher claims often fail on private-right-of-action grounds as in Minano v. DLJ Mortgage, while disclosure-based claims can survive per Askins v. CRST; DigniFi's specific claim type will determine outcome.
Comparable settlements –$7.40M median $2.20M · n=10
Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital — shows several common FCRA furnisher theories (1681i, 1681c-2, 1681s-2(a)(8)) lack private right of action and get dismissed.
Main risk: Dismissal for lack of private right of action on core FCRA furnisher provisions, mirroring Minano outcome.
Rough EV model (wide — class size is the big unknown, not a prediction): $300K–$6M
No prior DigniFi litigation history; class size is speculative from indirect web signals only. · grounded in 10 rulings, 10 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)S.D. Fla.2026-08-19–$7.40M
comparable settlements