M.D. Fla. · No. 3:26-cv-02160
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Clarity Services Inc.source ↗ filed by Seraph Legal, PA · Judge Wendy Williams Berger · No. 3:26-cv-02160 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾FCRA claims against data furnishers show split outcomes: Minano v. DLJ Mortgage Capital dismissed several FCRA counts for lack of private right of action while others failed for insufficient pleading, but Askins v. CRST held bare disclosure violations confer standing and survived decertification. Clarity's status as an Experian-affiliated CRA increases exposure to similar furnisher/disclosure theories. Comparable settlements –$7.40M median $2.20M · n=10 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — shows FCRA furnisher claims are frequently dismissed (with/without prejudice) unless pled with specificity, a likely template for Clarity's motion to dismiss. Main risk: Dismissal for lack of private right of action or insufficient factual pleading, as in Minano and Soul v. Christiansen, is the most likely early outcome. This defendant: Six prior FCRA/FDCPA filings against Clarity Services (Felix, Lang, Ely, Palmer, Griffin, Campbell) suggest recurring compliance disputes and a pattern of individual (not class) litigation. Rough EV model (wide — class size is the big unknown, not a prediction): $23K–$1.10M Small, heterogeneous comparable set mixing rulings on standing/pleading rather than damages; class size is speculative absent certification or web data specific to Clarity Services' consumer base. · grounded in 10 rulings, 10 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-08-19 | –$7.40M comparable settlements |