M.D. Fla. · No. 8:26-cv-02420
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by Seraph Legal, P.A. · Judge Mary Stenson Scriven · No. 8:26-cv-02420 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾FCRA furnisher claims split in comparables: Minano v. DLJ dismissed most counts for no private right of action, while Askins v. CRST allowed a bare disclosure violation to proceed on standing. Equifax has multiple repeat FCRA filings suggesting recurring but often narrowly-surviving claims. Comparable settlements –$7.40M median $2.20M · n=10 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - shows FCRA furnisher claims often dismissed unless properly pled under 1681s-2(b), directly analogous to Equifax furnisher liability theory. Main risk: Dismissal for failing to state a furnisher-liability claim under FCRA, as in Minano where most counts lacked private right of action. This defendant: Equifax faces a recurring pattern of FCRA/FDCPA filings (6+ prior cases), suggesting systemic reporting-accuracy disputes rather than isolated incidents. Rough EV model (wide — class size is the big unknown, not a prediction): – Small, heterogeneous comparable set; case appears individual not class, limiting extrapolation from class settlement data. · grounded in 10 rulings, 10 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-08-19 | –$7.40M comparable settlements |