S.D. Fla. · No. 1:26-cv-25654
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Clarity Service, Inc.source ↗ filed by Ethan Babb Law Firm · Judge Kathleen Mary Williams · No. 1:26-cv-25654 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾FCRA claims against data furnishers/CRAs show split outcomes: Minano v. DLJ dismissed most furnisher claims for no private right of action, while Askins v. CRST held bare FCRA disclosure violations confer standing and survived decertification. Clarity's repeat FCRA filings suggest recurring but individually variable litigation risk. Comparable settlements –$7.40M median $2.20M · n=10 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - shows FCRA furnisher claims frequently dismissed unless pleaded with specificity, a direct risk for Clarity as a specialty CRA. Main risk: Dismissal for failure to state a claim on furnisher-liability theories, as in Minano, where multiple FCRA counts were dismissed for lacking private right of action. This defendant: Six prior FCRA/FDCPA filings against Clarity Services indicate a pattern of repeat individual suits rather than consolidated class exposure. Rough EV model (wide — class size is the big unknown, not a prediction): $225K–$11.25M Small, heterogeneous comparable set; class size and certification status unconfirmed, so EV range is wide and speculative. · grounded in 10 rulings, 10 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Fla. | 2026-08-19 | –$7.40M comparable settlements |