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Consumer-Law Records

A searchable database of consumer-protection filings, settlements, and opinions — built by Public Vector's agents and growing every day. Filter by type, practice area, or defendant; sort settlements by value.

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2,720 records · $65.30B in settlements

Defendant / matterTypePractice areaCourtDateValue / comps
Steri-Tech, Inc.source ↗
Judge Camille L. Velez-Rive · No. 3:26-cv-01520 · 28:1332 Diversity-Product Liability · view case timeline →
FilingPrivacy & WiretapD.P.R.2026-08-13
Customed, Inc.source ↗
Judge Camille L. Velez-Rive · No. 3:26-cv-01522 · 28:1332 Diversity-Product Liability · view case timeline →
FilingPrivacy & WiretapD.P.R.2026-08-13
Wal-Mart Associates, Inc.source ↗
filed by Bruce E Miller PA · Judge Bruce Howe Hendricks · No. 2:26-cv-03438 · 42:2000e Job Discrimination (Employment) · view case timeline →
Comparable settlements $30M–$725M ▾
Comparable privacy/tracking rulings split: Bayhealth's confidentiality claim survived and Gunnar Optiks' BIPA claim was revived on remand, but Integris shows analogous 'sharing data with third parties' claims remain unresolved (unclear). No wiretap-specific ruling directly tracks Walmart's facts, so outcome is fact-dependent on the tracking technology alleged.
Comparable settlements $30M–$725M median $59.50M · n=10
Meta $725M · Google Assistant $68M · Google LLC and Alp $68M
Per member (realized): ~$29 median · $25–$30 (n=3)
Comparable verdict: Google LLC $425.70M · Google LLC $425M
Key precedent: Doe v. Bayhealth Medical Ctr. — confirms confidentiality/tracking-tech disclosure claims can survive MTD when a duty-like relationship or statutory analog exists.
Main risk: Dismissal on standing/consent grounds or narrow statutory reading, as seen in LabCorp's restrictive interpretation and Integris's unresolved third-party-sharing theory.
Rough EV model (wide — class size is the big unknown, not a prediction): $25M–$600M
Small, non-wiretap-specific comparable set; class size and per-member figures are highly sensitive to exact tracking practice and certification outcome. · grounded in 6 rulings, 10 settlements, 2 verdicts
FilingPrivacy & WiretapD.S.C.2026-08-13$30M–$725M
comparable settlements
APPLE INC.source ↗
No. 7:26-cv-00312 · 35:271 Patent Infringement · view case timeline →
FilingPrivacy & WiretapW.D. Tex.2026-08-13
46 LABS, LLCsource ↗
filed by CLIFTON HEIGHTS, PA 19018 · Judge Chad Francis Kenney Sr. · No. 2:26-cv-05805 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline →
Comparable settlements $28M–$76M ▾
46 Labs is a carrier-level telecom platform, not a direct consumer-facing caller, making liability theory closer to League of Women Voters v. Kramer (carrier facilitating robocalls survived MTD) than typical direct-caller TCPA suits like Hulce or Howard, which were dismissed on technical initiation/solicitation grounds.
Comparable settlements $28M–$76M median $36.20M · n=10
Caribbean Cruise L $76M · Dish Network $61M · US Coachways $49.90M
Per member (realized): ~$20 median · $10–$500 (n=4)
Comparable verdict: Dish Network, L.L.C. $61M · ccAdvertising $32.42M
Key precedent: League of Women Voters v. Kramer/Lingo Telecom (D.N.H.) — TCPA claim against a carrier for facilitating robocalls survived MTD, most analogous to 46 Labs' infrastructure role.
Main risk: Courts may follow Howard/Perrong's narrow reading of 'initiation' under TCPA, finding a backend carrier did not itself 'make' the calls/texts.
Rough EV model (wide — class size is the big unknown, not a prediction): $200K–$15M
Highly speculative given B2B infrastructure defendant, unclear direct-consumer nexus, and no prior case history for this specific entity. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingRobocalls & Texts (TCPA)E.D. Pa.2026-08-13$28M–$76M
comparable settlements
STAPELEY HALLsource ↗
Judge John Milton Younge · No. 2:26-cv-05821 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
FilingRobocalls & Texts (TCPA)E.D. Pa.2026-08-13
Costco Wholesale Corporationsource ↗
filed by THE TOPPE FIRM, LLC · No. 2:26-cv-02892 · 28:1441 Notice of Removal · view case timeline →
FilingPrivacy & WiretapW.D. Wash.2026-08-13
TRANS UNION, LLCsource ↗
filed by Vullings Law Group, LLC · Judge Kelley Brisbon Hodge · No. 2:26-cv-05824 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
Minano v. DLJ Mortgage Capital shows courts frequently dismiss FCRA furnisher claims for lack of private right of action or insufficient pleading, while Askins v. CRST confirms bare statutory violations can still confer standing. TransUnion's $40M Ninth Circuit jury verdict shows real trial exposure once claims survive threshold motions.
Comparable settlements –$7.40M median $2.23M · n=8
Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital (D.D.C.) - most analogous FCRA furnisher theory, dismissed most counts for lacking private right of action or insufficient factual specificity.
Main risk: Dismissal at pleading stage for failure to state plausible FCRA violation, mirroring Minano's dismissal of multiple counts without prejudice.
This defendant: Six concurrent FCRA/FDCPA filings against TransUnion indicate high-volume repeat litigation exposure and possible systemic reporting issues.
Rough EV model (wide — class size is the big unknown, not a prediction): $40K–$12.50M
Single filing with no class certification yet; class size and recovery are speculative extrapolations from unrelated FCRA settlements. · grounded in 10 rulings, 8 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-08-13–$7.40M
comparable settlements
Clarity Services, Inc.source ↗
filed by Seraph Legal, PA · No. 8:26-cv-02359 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
Minano v. DLJ shows core FCRA furnisher claims often dismissed for lack of private right of action or insufficient pleading, while Askins v. CRST confirms bare disclosure violations can survive on standing grounds. Clarity Services faces repeated individual FCRA/FDCPA filings suggesting recurring but fact-specific exposure rather than uniform liability.
Comparable settlements –$7.40M median $2.23M · n=8
Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. Dlj Mortgage Capital, Inc. — closely mirrors likely claims against a CRA/furnisher like Clarity, showing partial dismissal is the norm.
Main risk: Dismissal of core statutory counts for lack of private right of action or insufficient specificity, as in Minano.
This defendant: Six prior FCRA/FDCPA filings against Clarity Services indicate a recurring pattern of consumer disputes over reporting accuracy.
Rough EV model (wide — class size is the big unknown, not a prediction): $80K–$11M
Small, heterogeneous comparable set; class certification and actual class size for Clarity Services remain unconfirmed. · grounded in 10 rulings, 8 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-08-13–$7.40M
comparable settlements
Ledisa LLCsource ↗
filed by KalielGold PLLC · Judge Erica Grosjean · No. 1:26-cv-06456 · 28:1332 Diversity-Fraud · view case timeline →
Comparable settlements $90M–$586M ▾
False-advertising suits against small DTC supplement brands rarely reach the scale of comparables like Western Union or IM Mastery Academy; Guthrie and Citizens of Humanity show CA courts scrutinize individualized reliance/proof issues that could sink certification.
Comparable settlements $90M–$586M median $90M · n=10
Western Union $586M · Toyota Industries $436M · Credit Glory $200M
Comparable verdict: Papaya $420M · VPX, Inc. $293M
Key precedent: Guthrie v. Transamerica Life Ins. Co. — denial of class cert affirmed due to individualized reliance issues, a real risk for a small supplement seller's ad claims.
Main risk: Class certification denial on individualized reliance/causation grounds, as in Guthrie, given varied marketing claims across patch products.
Rough EV model (wide — class size is the big unknown, not a prediction): $30K–$2.25M
Small defendant with no prior litigation history; settlement comparables are far larger companies, so figures are heavily scaled down and speculative. · grounded in 10 rulings, 10 settlements, 9 verdicts
FilingFalse AdvertisingE.D. Cal.2026-08-13$90M–$586M
comparable settlements
Nextten Stauer, LLCsource ↗
filed by Gottlieb & Associates · No. 1:26-cv-06908 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
Case comparables ▾
Price v. Diab confirms ADA accessibility claims can succeed via default judgment with injunctive relief, but fee entitlement remains contested even after liability is established. No direct precedent here addresses merits of the specific access barrier alleged against Nextten Stauer.
Key precedent: Price v. Diab (9th Cir.) - shows ADA accessibility claims often resolve via default/injunction, but attorney's fee recovery is not automatic even after prevailing.
Main risk: Standing/mootness challenges or defendant remediating site pre-litigation, echoing fee-shifting disputes seen in Price v. Diab.
Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$38K
Extremely thin comparable set (2 rulings, no settlements/verdicts, no prior defendant history); figures are illustrative, not statistically grounded. · grounded in 2 rulings, 0 settlements, 0 verdicts
FilingADA / AccessibilityS.D.N.Y.2026-08-13$2K–$38K
rough EV
Ink & Alloy LLCsource ↗
filed by Gottlieb & Associates · No. 1:26-cv-06907 · 42:12101 The Americans with Disabilities Act of 1990 · view case timeline →
Case comparables ▾
ADA website-accessibility suits in S.D.N.Y. often survive dismissal when paired with NYC Human Rights Law damages claims, but circuit guidance on website coverage remains unsettled. Price v. Diab shows fee-shifting risk even after default judgment, raising defendant exposure beyond injunctive relief.
Key precedent: Price v. Diab - confirms ADA plaintiffs can recover attorney's fees as prevailing parties even via default judgment, increasing litigation cost pressure on small defendants.
Main risk: Small single-location/e-commerce defendant may lack resources to litigate; risk of default judgment plus fee-shifting per Price v. Diab.
Rough EV model (wide — class size is the big unknown, not a prediction): $1K–$30K
No direct settlement or verdict data for this defendant or theory; estimate relies on general SDNY ADA web-accessibility litigation patterns. · grounded in 2 rulings, 0 settlements, 0 verdicts
FilingADA / AccessibilityS.D.N.Y.2026-08-13$1K–$30K
rough EV
Moodswings Ticket Servicesource ↗SettlementFees & Auto-Renewal2026-08-13
Drug and Alcohol Treatment Servicessource ↗
claims-made · ~22,000 members · ~$5,000/member · No. 2025-CV-03681
SettlementData Breach & Security2026-08-13
Stanford Federal Credit Unionsource ↗
common fund
SettlementFees & Auto-Renewal2026-08-13$450K
Lucky Strike Entertainment Corp.source ↗
No. 2:26-cv-09007 · 18:2510 Wire Interception · view case timeline →
FilingPrivacy & WiretapC.D. Cal.2026-08-12
What If Holdings LLCsource ↗
filed by Pacific Trial Attorneys · Judge Cynthia Ann Bashant · No. 3:26-cv-04620 · 28:1453 Class Action Fairness Act · view case timeline →
Comparable settlements $30M–$725M ▾
Comparable privacy rulings split: Bayhealth and Gunnar Optiks (2nd ruling) survived on confidentiality/BIPA theories, while Integris and LabCorp saw dismissals or removal denials, showing courts scrutinize factual specificity of tracking/disclosure claims before allowing wiretap theories forward.
Comparable settlements $30M–$725M median $59.50M · n=10
Meta $725M · Google $68M · Google Assistant $68M
Per member (realized): ~$29 median · $25–$30 (n=3)
Comparable verdict: Google LLC $425.70M · Google LLC $425M
Key precedent: Doe v. Bayhealth Medical Ctr. — confirms privacy/confidentiality claims via tracking tech can survive MTD when a duty analogous to provider-patient trust exists, relevant if defendant collects sensitive user data.
Main risk: Dismissal risk mirrors LabCorp/Integris pattern — courts may find no adequately pled wiretap interception or lack of concrete disclosure to third parties.
Rough EV model (wide — class size is the big unknown, not a prediction): $112K–$6.75M
Class size is speculative absent real user data; estimate highly sensitive to discovery on actual customer/user counts and survival outcome. · grounded in 6 rulings, 10 settlements, 2 verdicts
FilingPrivacy & WiretapS.D. Cal.2026-08-12$30M–$725M
comparable settlements
Scratch Restaurants Group, LLCsource ↗
Judge Rodney Smith · No. 0:26-cv-62235 · 42:12182 Americans with Disabilities Act · view case timeline →
FilingADA / AccessibilityS.D. Fla.2026-08-12
Red Roof Inns, Inc.source ↗
Judge Mark Howard Cohen · No. 1:26-cv-04570 · view case timeline →
FilingRobocalls & Texts (TCPA)N.D. Ga.2026-08-12
Snipes USA LLCsource ↗
Judge Joel Harvey Slomsky · No. 2:26-cv-05804 · 28:1331 Fed. Question · view case timeline →
FilingPrivacy & WiretapE.D. Pa.2026-08-12
Bozzuto & Associates, Inc.source ↗
filed by Bryson Harris Suciu & DeMay PLLC · No. 3:26-cv-08381 · 28:1332 Diversity-Fraud · view case timeline →
Comparable settlements $30M–$725M ▾
Comparable privacy/wiretap rulings split: Doe v. Bayhealth allowed confidentiality claims to survive while Integris Health found similar health-data-sharing claims 'unclear' and dismissed removal grounds; Clements v. Gunnar Optiks shows courts often defer dismissal to factual record. No direct wiretap statute ruling in this set raises uncertainty for Bozzuto's CIPA-type claim.
Comparable settlements $30M–$725M median $59.50M · n=10
Meta $725M · Google Assistant $68M · Google LLC and Alp $68M
Per member (realized): ~$29 median · $25–$30 (n=3)
Comparable verdict: Google LLC $425.70M · Google LLC $425M
Key precedent: Doe v. Bayhealth Medical Ctr. — survived MTD on confidentiality theory analogous to third-party data-sharing claims relevant to Bozzuto's alleged tracking practices.
Main risk: Dismissal on standing/consent grounds similar to Integris Health, where 'acting under' or third-party sharing claims were deemed unclear or dismissed at pleading stage.
Rough EV model (wide — class size is the big unknown, not a prediction): $250K–$4.50M
Small, heterogeneous comparable set; no direct Bozzuto-specific rulings or settlements; class size is inferred from company scale, not case filings. · grounded in 6 rulings, 10 settlements, 2 verdicts
FilingPrivacy & WiretapN.D. Cal.2026-08-12$30M–$725M
comparable settlements
KIRNA ZABETE INC.source ↗
filed by Adams & Associates, P.A. · Judge Darrin Phillip Gayles · No. 1:26-cv-25444 · 42:12182 Americans with Disabilities Act · view case timeline →
FilingADA / AccessibilityS.D. Fla.2026-08-12
Cooksource ↗
Judge Benita Yalonda Pearson · No. 5:26-cv-01901 · 28:1331 Fed. Question · view case timeline →
FilingADA / AccessibilityN.D. Ohio2026-08-12
Credit One Bank NAsource ↗
filed by Capitol Counsel · Judge Bruce Howe Hendricks · No. 2:26-cv-03408 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
Comparable FCRA/FDCPA rulings split: Askins v. CRST found bare disclosure violations sufficient for standing, while Minano v. DLJ and Soul v. Christiansen dismissed most FCRA/FDCPA counts for insufficient pleading or lack of private right of action. Outcome likely turns on which specific FCRA/FDCPA provision is pled and whether concrete injury is alleged.
Comparable settlements –$7.40M median $2.23M · n=8
Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital - shows courts readily dismiss furnisher-based FCRA claims lacking a private right of action or factual specificity, a common pitfall in Credit One-type disputes.
Main risk: Dismissal for failure to state a claim on FCRA counts lacking private right of action, as in Minano, or for insufficient factual specificity as in Soul v. Christiansen.
This defendant: Two other pending filings (Amor, Hernandez) against Credit One Bank on same FCRA/FDCPA theory suggest a pattern of repeat consumer credit-reporting disputes.
Rough EV model (wide — class size is the big unknown, not a prediction): $225K–$45M
Small, heterogeneous comparable set; actual class size and per-member recovery depend heavily on specific FCRA/FDCPA provision pled and certification outcome. · grounded in 10 rulings, 8 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)D.S.C.2026-08-12–$7.40M
comparable settlements
Grubhubsource ↗
FTC enforcement
SettlementFalse Advertising2026-08-12$23.80M
Vervent, Inc.source ↗
The Ninth Circuit affirmed the jury verdict for student borrowers because sufficient evidence supported finding they neither knew nor reasonably should have known of thei · view case timeline →
OpinionDebt collection & servicing9th Cir.2026-08-12affirmed
Costco Wholesale Corporationsource ↗
No. 8:26-cv-02340 · 42:2000e Job Discrimination (Employment) · view case timeline →
FilingPrivacy & WiretapM.D. Fla.2026-08-12
Hims, Inc.source ↗
No. 4:26-cv-01292 · view case timeline →
FilingPrivacy & WiretapE.D. Mo.2026-08-12
Smart Sky Solar LLCsource ↗
Judge John F. Kness · No. 1:26-cv-09700 · view case timeline →
FilingRobocalls & Texts (TCPA)N.D. Ill.2026-08-12
Aloha Hawaii Tours Inc.source ↗
filed by Kinner & McGowan PLLC · Judge Brendan Abell Hurson · No. 1:26-cv-03183 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline →
Comparable settlements $28M–$76M ▾
TCPA robocall claims split in comparables: Howard, Perrong, and Hulce were dismissed on technical grounds (prerecorded-voice definition, legislator exemption, non-solicitation calls), while League of Women Voters v. Kramer survived a motion to dismiss on similar robocall theory. Outcome likely hinges on specific factual allegations about call content and consent.
Comparable settlements $28M–$76M median $36.20M · n=10
Caribbean Cruise L $76M · Dish Network $61M · US Coachways $49.90M
Per member (realized): ~$20 median · $10–$500 (n=4)
Comparable verdict: Dish Network, L.L.C. $61M · ccAdvertising $32.42M
Key precedent: League of Women Voters v. Kramer (D.N.H.) - TCPA claim survived MTD on similar robocall/text allegations, showing plausible path past pleading stage if injury and lack of consent are well-pled.
Main risk: Dismissal on definitional grounds similar to Howard (prerecorded-voice trigger) or Hulce (non-solicitation classification) could kill claim early.
Rough EV model (wide — class size is the big unknown, not a prediction): $10K–$1.12M
Small, single-jurisdiction defendant with no prior TCPA record; comparables are mostly large national companies, so settlement/verdict data may not scale down proportionally. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingRobocalls & Texts (TCPA)D. Maryland2026-08-12$28M–$76M
comparable settlements
Valentino U.S.A., Inc.source ↗
Judge Jeffrey T. Kuntz · No. 0:26-cv-62234 · 42:12182 Americans with Disabilities Act · view case timeline →
FilingADA / AccessibilityS.D. Fla.2026-08-12
ZV NY, Inc.source ↗
No. 6:26-cv-01754 · Americans with Disabilities Act · view case timeline →
FilingADA / AccessibilityM.D. Fla.2026-08-12
Outdoor Adventure Kids, LLCsource ↗
filed by Joseph & Norinsberg, LLC · No. 1:26-cv-06886 · 42:12188 Americans With Disabilities Act - Civil Enforcement Actions · view case timeline →
Case comparables ▾
No direct precedent on ADA website/facility accessibility merits; Price v. Diab shows courts will award fees/injunctive relief once liability is established via default, but comparables here are largely inapposite (ECOA, fee-shifting procedure).
Key precedent: Price v. Diab - confirms ADA plaintiffs securing injunctive relief (even by default) can recover attorney's fees, raising defendant's exposure beyond mere compliance costs.
Main risk: ADA Title III offers no compensatory damages, so recovery hinges on injunctive relief + fee-shifting per Price v. Diab, capping monetary upside absent state-law claims.
Rough EV model (wide — class size is the big unknown, not a prediction): $1K–$25K
Sparse, tangential comparables (no direct ADA accessibility merits rulings or settlements); estimate highly speculative given small defendant size and single-plaintiff likelihood. · grounded in 2 rulings, 0 settlements, 0 verdicts
FilingADA / AccessibilityS.D.N.Y.2026-08-12$1K–$25K
rough EV
J. Crew Group, LLCsource ↗
No. 6:26-cv-01755 · Americans with Disabilities Act · view case timeline →
FilingADA / AccessibilityM.D. Fla.2026-08-12
Bank of America Corporationsource ↗
filed by The Consumer Lawyers, PLLC · No. 8:26-cv-02336 · 15:1681 Fair Credit Reporting Act · view case timeline →
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-08-12
TRANS UNION, LLCsource ↗
filed by Francis & Mailman Pc · Judge Mark A. Kearney · No. 2:26-cv-05789 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
FCRA furnisher/CRA claims show split outcomes: Minano v. DLJ Mortgage Capital dismissed several FCRA counts for lack of private right of action, while Askins v. CRST Expedited let a bare disclosure violation survive on standing grounds. TransUnion's own $40M Ninth Circuit jury verdict shows real trial exposure if claims survive pleading stage.
Comparable settlements –$7.40M median $2.23M · n=8
Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — closest FCRA furnisher theory, dismissed most counts for insufficient pleading/no private right of action, signaling dismissal risk here.
Main risk: Dismissal for failure to state a plausible FCRA violation or lack of private right of action, as in Minano v. DLJ Mortgage Capital.
This defendant: Pattern of repeated individual FCRA filings against TransUnion (Cobbs, Ho, Out, Lisman, Walraven) suggests recurring but low-severity litigation exposure.
Rough EV model (wide — class size is the big unknown, not a prediction): –$25M
Small, heterogeneous comparable set; unclear if case is individual or class-wide, producing wide uncertainty in size and value. · grounded in 10 rulings, 8 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-08-12–$7.40M
comparable settlements
EXPERIAN INFORMATION SOLUTIONS, INC.source ↗
filed by LAW OFFICES OF LOUIS S SCHWARTZ · Judge Chad Francis Kenney Sr. · No. 2:26-cv-05791 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
Minano v. DLJ shows FCRA furnisher claims routinely dismissed for no private right of action or insufficient pleading, while Askins and Wright show disclosure/procedural FCRA claims can survive if well-pled. Experian faces repeat individual FCRA suits (Harding, Fuller, Butler, etc.), suggesting recurring but fact-specific disputes rather than uniform liability.
Comparable settlements –$7.40M median $2.23M · n=8
Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital — FCRA furnisher claims dismissed for lacking private right of action/insufficient pleading, a common defense Experian will raise.
Main risk: Dismissal for failure to plead furnisher-specific willfulness/negligence under FCRA, as in Minano
This defendant: Multiple recent individual FCRA filings against Experian (6 cited) suggest recurring consumer disputes, not necessarily class-wide pattern
Rough EV model (wide — class size is the big unknown, not a prediction): –$1.12M
Unclear if filing is individual or class action; no complaint-specific facts provided, so estimate is highly speculative and wide-ranging · grounded in 10 rulings, 8 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-08-12–$7.40M
comparable settlements
EXPERIAN INFORMATION SOLUTIONS, INC.source ↗
filed by LAW OFFICES OF LOUIS S SCHWARTZ · Judge Joshua David Wolson · No. 2:26-cv-05796 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
Minano v. DLJ shows FCRA furnisher claims often survive only in part, with many counts dismissed for lack of private right of action or insufficient pleading. Askins shows disclosure-based FCRA claims can survive standing challenges, but most other comparables are factually unrelated to FCRA/Experian disputes.
Comparable settlements –$7.40M median $2.23M · n=8
Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital - directly analogous FCRA furnisher case showing partial dismissal is the modal outcome.
Main risk: Partial dismissal for lack of private right of action or insufficient pleading, as in Minano, could gut multiple counts early.
This defendant: Multiple individual FCRA filings against Experian (Harding, Fuller, Butler, Stanislaus, Kancharla, Henderson) suggest repeat individual litigation, not consolidated class exposure.
Rough EV model (wide — class size is the big unknown, not a prediction): –$1K
Comparable rulings are mostly unrelated case types; sample too thin and mismatched to reliably predict this specific FCRA/Experian outcome. · grounded in 10 rulings, 8 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-08-12–$7.40M
comparable settlements
Equifax Information Services, LLCsource ↗
filed by Seraph Legal P.A. · No. 8:26-cv-02347 · 15:1692 Fair Debt Collection Act · view case timeline →
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-08-12
JP Morgan Chase Bank, NAsource ↗
filed by Greenberg Traurig, LLP · No. 1:26-cv-04922 · 28:1332 Diversity-Notice of Removal · view case timeline →
FilingFalse AdvertisingE.D.N.Y2026-08-12
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