M.D. Fla. · No. 8:26-cv-02359
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Clarity Services, Inc.source ↗ filed by Seraph Legal, PA · No. 8:26-cv-02359 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ shows core FCRA furnisher claims often dismissed for lack of private right of action or insufficient pleading, while Askins v. CRST confirms bare disclosure violations can survive on standing grounds. Clarity Services faces repeated individual FCRA/FDCPA filings suggesting recurring but fact-specific exposure rather than uniform liability. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. Dlj Mortgage Capital, Inc. — closely mirrors likely claims against a CRA/furnisher like Clarity, showing partial dismissal is the norm. Main risk: Dismissal of core statutory counts for lack of private right of action or insufficient specificity, as in Minano. This defendant: Six prior FCRA/FDCPA filings against Clarity Services indicate a recurring pattern of consumer disputes over reporting accuracy. Rough EV model (wide — class size is the big unknown, not a prediction): $80K–$11M Small, heterogeneous comparable set; class certification and actual class size for Clarity Services remain unconfirmed. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-08-13 | –$7.40M comparable settlements |