D. Colo. · No. 1:26-cv-05852
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Procollect, Inc.source ↗ filed by Ramos Law · Judge Kathryn A. Starnella · No. 1:26-cv-05852 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.45M–$100M ▾Colorado FDCPA precedent (Wright v. Portfolio Recovery) favors plaintiffs on attachment/ownership defects, but Minano v. DLJ shows FCRA furnisher claims often dismissed for lack of private right of action or insufficient pleading. Comparable settlements $2.45M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$176 median · $25–$250 (n=4) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Wright v. Portfolio Recovery Associates (Colo.) - same jurisdiction/theory, reversed in plaintiff's favor on FDCPA attachment compliance, signaling Colorado courts scrutinize collector documentation. Main risk: FCRA claims against collectors/furnishers frequently dismissed for lacking private right of action or failing concrete-injury pleading, as in Minano and Soul Rough EV model (wide — class size is the big unknown, not a prediction): $25K–$750K Small, heterogeneous comparable set; no prior ProCollect litigation history; class size is speculative absent actual filing/certification data. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D. Colo. | 2026-11-05 | $2.45M–$100M comparable settlements |