S.D. Ohio · No. 1:26-cv-01132
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Comenity Capital Banksource ↗ filed by Dann Law Firm · Judge Susan J. Dlott · No. 1:26-cv-01132 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.45M–$100M ▾Minano v. DLJ Mortgage Capital shows courts routinely dismiss FCRA furnisher claims (§1681s-2) for lack of private right of action or insufficient pleading, a major risk for Comenity as a furnisher. Askins v. CRST shows disclosure-based FCRA claims can survive on bare statutory violation theory, and Wallingford confirms courts scrutinize credit-reporting claims closely at the injunction stage. Comparable settlements $2.45M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$176 median · $25–$250 (n=4) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — closest fact pattern (FCRA furnisher dispute); most counts dismissed for lack of private right of action, signaling similar risk here. Main risk: Dismissal of FCRA furnisher counts for lack of private right of action or failure to plead 'reasonable investigation,' as in Minano. Rough EV model (wide — class size is the big unknown, not a prediction): $62K–$28M Filing appears to be an individual FCRA/FDCPA suit, not a certified class action; class-size and EV figures are speculative extrapolations from Comenity's scale, not case-specific data. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Ohio | 2026-11-02 | $2.45M–$100M comparable settlements |