S.D. Cal. · No. 3:26-cv-06233
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| JPMorgan Chase Bank, N.A.source ↗ filed by BLC Law Center, APC · Judge Ruth Bermudez Montenegro · No. 3:26-cv-06233 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline → Comparable settlements $29.50M–$76M ▾TCPA comparables split: Howard v. RNC and Hulce v. Zipongo both affirmed defense wins narrowing 'prerecorded voice' and 'telephone solicitation' definitions, while League of Women Voters v. Kramer survived MTD on similar robocall theory. Outcome likely hinges on specific call/text content and consent allegations. Comparable settlements $29.50M–$76M median $36.20M · n=10 Caribbean Cruise L $76M · Dish Network $61M · US Coachways $49.90M Per member (realized): ~$20 median · $10–$500 (n=4) Comparable verdict: Dish Network, LLC $61M · ccAdvertising and Dr $32.42M Key precedent: Howard v. Republican National Committee (9th Cir.) — binding Ninth Circuit precedent (S.D. Cal. is in-circuit) narrowing TCPA liability for texts lacking an initiating prerecorded voice. Main risk: Ninth Circuit's Howard ruling could bar claims if texts don't literally 'begin' with prerecorded/artificial voice content, mirroring that dismissal. This defendant: Chase faces recurring consumer-protection litigation (FCRA/FDCPA, privacy) but no prior TCPA-specific pattern in the records shown. Rough EV model (wide — class size is the big unknown, not a prediction): $2M–$60M Small, heterogeneous comparable set (mix of TCPA/VPPA rulings); actual class size and per-member recovery depend heavily on undisclosed call/text volume and consent records. · grounded in 10 rulings, 10 settlements, 3 verdicts | Filing | Robocalls & Texts (TCPA) | S.D. Cal. | 2026-10-30 | $29.50M–$76M comparable settlements |