D.S.C. · No. 4:26-cv-05332
Full docket on CourtListener ↗
No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).
| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Experian Information Solutions, Inc.source ↗ filed by Consumer Justice Law Firm PLC · Judge Joseph Dawson III · No. 4:26-cv-05332 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.45M–$100M ▾Comparable FCRA rulings split: Minano v. DLJ Mortgage Capital dismissed most furnisher-based FCRA counts for lacking private right of action, while Askins v. CRST found bare statutory FCRA violations can support standing. Experian's liability theory (CRA accuracy/reinvestigation duties) differs from furnisher claims but faces similar pleading scrutiny. Comparable settlements $2.45M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$176 median · $25–$250 (n=4) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. - shows courts narrowly construe FCRA private rights of action and dismiss insufficiently pled counts, a likely hurdle here. Main risk: Dismissal under Rule 12(b)(6) for failure to plead factual inaccuracy or furnisher/CRA distinction, as in Minano This defendant: Experian shows a recurring pattern of individual FCRA filings (Harding, Fuller, Butler, Stanislaus, Logan, Kancharla), suggesting routine litigation exposure rather than systemic class risk. Rough EV model (wide — class size is the big unknown, not a prediction): – Case appears to be an individual action, not a class action; EV estimate reflects single-plaintiff statutory exposure, not aggregate class recovery. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D.S.C. | 2026-10-30 | $2.45M–$100M comparable settlements |