E.D. Pa. · No. 2:26-cv-08357
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| GOKENBACHsource ↗ filed by Philadelphia, PA 19131 · No. 2:26-cv-08357 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.45M–$100M ▾Comparable FCRA furnisher claims in Minano v. DLJ Mortgage were dismissed for lack of private right of action under §1681s-2(a), a risk directly applicable to AmeriCredit as a furnisher; however, Askins v. CRST shows disclosure-based FCRA claims can survive standing challenges. Comparable settlements $2.45M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$176 median · $25–$250 (n=4) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — dismissed furnisher-liability FCRA counts (no private right of action), mirroring likely claims against AmeriCredit as a reporting creditor. Main risk: Dismissal of core FCRA furnisher claims for lack of private right of action, as in Minano, leaving only narrow FDCPA theories. Rough EV model (wide — class size is the big unknown, not a prediction): – Single-plaintiff suit with no class indicators; benchmark settlement data reflects unrelated multi-million-member class actions, limiting comparability. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-11-02 | $2.45M–$100M comparable settlements |