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Reed v. Transunion, LLC.

D.S.C. · No. 3:26-cv-05239

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Transunion, LLC.source ↗
filed by Consumer Justice Law Firm PLC · Judge Cameron McGowan Currie · No. 3:26-cv-05239 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.45M–$100M ▾
Minano v. DLJ shows courts readily dismiss FCRA furnisher claims lacking private right of action or factual specificity, while Askins confirms bare statutory disclosure violations can survive standing challenges. TransUnion's history of $40M-$60M jury verdicts and multiple multi-million settlements shows real exposure once claims clear the pleading stage.
Comparable settlements $2.45M–$100M median $7.86M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$176 median · $25–$250 (n=4)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital - dismissed several FCRA counts for no private right of action/insufficient pleading, the most analogous procedural posture likely facing a new FCRA filing.
Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient factual pleading, as in Minano v. DLJ Mortgage Capital
This defendant: TransUnion faces repeat FCRA filings (Pinney, Ferguson, Bradetich, Maxwell, Wilson) with a prior $40M jury verdict and two $8.3M/$2.5M settlements, indicating recurring exposure pattern.
Rough EV model (wide — class size is the big unknown, not a prediction): $500K–$55M
Single-filing status (not yet certified class) makes class-size assumption speculative; small comparable sample limits precision. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)D.S.C.2026-10-29$2.45M–$100M
comparable settlements