M.D. Fla. · No. 8:26-cv-03271
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Firstsource Advantage, LLCsource ↗ filed by Gator Law, P.C. · No. 8:26-cv-03271 · 15:1692 Fair Debt Collection Act · view case timeline → Comparable settlements $2.45M–$100M ▾Comparable FCRA rulings split: Minano v. DLJ Mortgage Capital dismissed furnisher claims lacking private right of action, while Askins v. CRST held bare statutory disclosure violations suffice for standing. Wright v. Portfolio Recovery shows courts scrutinize debt-collector documentation closely, which could cut either way for Firstsource. Comparable settlements $2.45M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$176 median · $25–$250 (n=4) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — shows FCRA furnisher claims often dismissed for lacking private right of action, a key risk for Firstsource as a collector/furnisher. Main risk: Dismissal of core FCRA counts for no private right of action or insufficient concrete-injury pleading, as in Minano Rough EV model (wide — class size is the big unknown, not a prediction): $25K–$2.25M No class certified yet, prior-defendant history absent, and comparables are largely non-identical case types—estimate is highly speculative. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-10-28 | $2.45M–$100M comparable settlements |