E.D. Mo. · No. 4:26-cv-01863
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Lead Banksource ↗ filed by SULAIMAN LAW GROUP LTD · Judge Sarah Elizabeth Pitlyk · No. 4:26-cv-01863 · Civil Miscellaneous Case · view case timeline → Comparable settlements $2.45M–$100M ▾Minano v. DLJ Mortgage Capital shows FCRA furnisher claims often dismissed for no private right of action or insufficient pleading, while Askins v. CRST shows disclosure-based FCRA claims can survive on bare statutory violation theory. Outcome highly fact-dependent on which FCRA/FDCPA subsection is pled against Lead Bank. Comparable settlements $2.45M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$176 median · $25–$250 (n=4) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital Inc. — most FCRA furnisher claims dismissed, but leaves room for amended pleading on reporting-accuracy theories relevant to a bank defendant. Main risk: Dismissal of core FCRA claims for lack of private right of action or insufficient pleading, as in Minano v. DLJ Mortgage Capital Rough EV model (wide — class size is the big unknown, not a prediction): $50K–$2.25M Single filed case, not yet certified as class; comparables are mixed federal/state rulings not specific to Lead Bank; class size is speculative absent discovery. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Mo. | 2026-10-28 | $2.45M–$100M comparable settlements |