SEVILLE v. EQUIFAX INFORMATION SERVICES, LLC

E.D. Pa. · No. 2:26-cv-08233

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

Matter	Type	Practice area	Court	Date	Value
EQUIFAX INFORMATION SERVICES, LLC source ↗ filed by Garibian Law Offices PC · Judge Karen Spencer Marston · No. 2:26-cv-08233 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.45M–$100M ▾ Equifax is a CRA, so reinvestigation (§1681i) and reasonable-procedures (§1681e(b)) claims carry a private right of action, unlike the furnisher theories dismissed in Minano v. DLJ. Askins v. CRST shows bare statutory FCRA violations can survive on standing, but pleading specificity remains a recurring dismissal risk. Comparable settlements $2.45M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$176 median · $25–$250 (n=4) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — illustrates courts readily dismiss FCRA counts lacking private right of action or factual specificity, a risk Equifax will likely raise. Main risk: Dismissal for failure to plead specific inaccurate reporting or willfulness, as in Minano's partial dismissal of FCRA counts This defendant: Equifax has multiple recent individual FCRA filings (Harris x2, Ali, Porter, McClary) and a prior $2.2M class settlement (Bradberry), showing recurring but typically modest-value suits. Rough EV model (wide — class size is the big unknown, not a prediction): –$15K Small, mixed sample; case appears to be an individual FCRA suit, so large class settlement comparables (Equifax $100M, $30M) are not directly applicable. · grounded in 10 rulings, 10 settlements, 2 verdicts	Filing	Consumer Credit (FCRA/FDCPA)	E.D. Pa.	2026-10-28	$2.45M–$100M comparable settlements