E.D. Pa. · No. 5:26-cv-08213
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES, LLCsource ↗ filed by Garibian Law Offices PC · Judge Joseph F. Leeson Jr. · No. 5:26-cv-08213 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.45M–$100M ▾FCRA claims against CRAs like Equifax often survive dismissal on accuracy/reinvestigation theories, but Minano v. DLJ shows many FCRA private-right-of-action claims get dismissed for lack of statutory basis. Equifax's repeat-filer pattern (Harris x2, Ali, Porter, McClary) suggests routine individual suits rather than high-value class litigation. Comparable settlements $2.45M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$176 median · $25–$250 (n=4) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — shows courts narrowly construe FCRA private rights of action, dismissing several counts outright; similar risk here. Main risk: Dismissal of specific FCRA counts for lack of private right of action or insufficient pleading, as in Minano v. DLJ Mortgage Capital. This defendant: Equifax faces repeated individual FCRA filings (Harris x2, Ali, Porter, McClary) indicating a pattern of routine disputes rather than systemic failures. Rough EV model (wide — class size is the big unknown, not a prediction): –$12.50M Case appears to be an individual filing, not a certified class action; class size and per-member figures are speculative absent confirmed class allegations. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-10-27 | $2.45M–$100M comparable settlements |