E.D. Mo. · No. 4:26-cv-01829
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Midland Credit Management, Inc.source ↗ filed by PEARSON LAW LLC · No. 4:26-cv-01829 · 15:1692 Fair Debt Collection Act · view case timeline → Comparable settlements $2.45M–$100M ▾Similar FCRA furnisher claims were dismissed in Minano v. DLJ Mortgage for lacking private right of action, while Askins v. CRST shows bare statutory disclosure violations can survive; outcome likely turns on specific FCRA/FDCPA subsection pled against MCM as collector/furnisher. Comparable settlements $2.45M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$176 median · $25–$250 (n=4) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — shows courts readily dismiss FCRA claims lacking private right of action or factual specificity, a recurring risk for MCM-type furnisher/collector claims. Main risk: Claim-specific dismissal risk seen in Minano (no private right of action under several FCRA provisions) could gut core counts early. This defendant: MCM faces repeat FCRA/FDCPA filings (Fitzgerald, Johnson, Cox, Betz, Bruce), suggesting pattern litigation and possible systemic practice exposure. Rough EV model (wide — class size is the big unknown, not a prediction): $45K–$2.25M Case appears individual-style (not captioned as class action); true class certification unconfirmed, so EV highly speculative. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Mo. | 2026-10-23 | $2.45M–$100M comparable settlements |