M.D. Fla. · No. 2:26-cv-02896
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Solar Service Experts, LLCsource ↗ filed by Swift, Isringhaus, Dubbeld & McEleney PLLC · No. 2:26-cv-02896 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Furnisher FCRA claims are frequently dismissed for lack of private right of action (Minano v. DLJ), while disclosure-based claims can survive standing challenges (Askins v. CRST). Solar Service Experts is a small company with no prior credit-reporting litigation record, limiting predictive signal. Comparable settlements $2.40M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - shows core FCRA furnisher theories (1681i, 1681c-2, 1681s-2) often dismissed outright or on insufficiency grounds. Main risk: Dismissal for failure to state a claim or lack of private right of action, as in Minano v. DLJ Mortgage Capital Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$25K Small defendant size and single-case filing suggest individual action, not class-wide exposure; data too thin for precise sizing. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-10-23 | $2.40M–$100M comparable settlements |