E.D. Cal. · No. 1:26-cv-08685
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Wells Fargo Bank, N.A.source ↗ filed by Loker Law, APC · Judge Helena Barch-Kuchta · No. 1:26-cv-08685 · 28:1331 Fed. Question · view case timeline → Comparable settlements $2.40M–$100M ▾Comparable FCRA furnisher claims often fail for lack of private right of action (Minano v. DLJ Mortgage), while disclosure-based FCRA claims can survive (Askins v. CRST). Wells Fargo's repeat appearance in FCRA/FDCPA filings (Dhillon, Seckel) suggests recurring but fact-specific exposure. Comparable settlements $2.40M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — shows furnisher FCRA claims (like Wells Fargo's) frequently dismissed absent private right of action or insufficient pleading. Main risk: Dismissal for lack of private right of action under specific FCRA provisions, as in Minano, or insufficient pleading of furnisher duties. This defendant: Wells Fargo has multiple concurrent FCRA/FDCPA filings (Dhillon, Seckel), suggesting systemic credit-reporting dispute exposure. Rough EV model (wide — class size is the big unknown, not a prediction): $2.25M–$112.50M Small, heterogeneous comparable set; actual class size and claim viability highly fact-dependent on specific FCRA/FDCPA theory pled. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Cal. | 2026-10-22 | $2.40M–$100M comparable settlements |