D. Me. · No. 1:26-cv-00538
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES LLCsource ↗ filed by STEIN SAKS PLLC · Judge Lance Edward Walker · No. 1:26-cv-00538 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ Mortgage Capital shows courts readily dismiss FCRA furnisher claims lacking private right of action or factual specificity, while Askins v. CRST shows disclosure-based FCRA claims can survive on bare statutory injury; outcome likely turns on which FCRA subsection is pled. Comparable settlements $2.40M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital Inc. — dismissed multiple FCRA counts for no private right of action/insufficient pleading, a common Equifax defense posture. Main risk: Dismissal for failure to plead specific inaccuracies or for claims under FCRA provisions without private right of action, as in Minano. This defendant: Equifax faces repeated individual FCRA filings (Harris x2, ALI, Porter, McClary) and settled Bradberry for $2.2M, suggesting pattern of early settlement to avoid litigation costs. Rough EV model (wide — class size is the big unknown, not a prediction): –$1.10M Wide range reflects uncertainty whether case is individual or precursor to class action; no case-specific facts on willfulness or class allegations available. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D. Me. | 2026-10-21 | $2.40M–$100M comparable settlements |