E.D. Pa. · No. 2:26-cv-08041
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| SYNCHRONY BANKsource ↗ filed by PHILA, PA 19142 · Judge Joshua David Wolson · No. 2:26-cv-08041 · 15:1692 Fair Debt Collection Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ shows FCRA furnisher claims frequently dismissed for lack of private right of action or insufficient pleading, a direct risk for Synchrony as a furnisher. Askins v. CRST shows bare statutory violations can still confer standing, keeping some claims alive. Comparable settlements $2.40M–$100M median $7.86M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. Dlj Mortgage Capital — most FCRA furnisher-liability counts dismissed, mirroring likely exposure for Synchrony as a data furnisher/creditor. Main risk: Dismissal of core FCRA furnisher claims (no private right of action under certain subsections), as in Minano v. Dlj Mortgage Capital Rough EV model (wide — class size is the big unknown, not a prediction): $1M–$40M Small, heterogeneous comparable set; no Synchrony-specific prior rulings; class size and per-member figures are rough proxies pending complaint specifics. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-10-20 | $2.40M–$100M comparable settlements |