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NELSON-COLE v. SYNCHRONY BANK

E.D. Pa. · No. 2:26-cv-08041

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Our records for this case (1)

MatterTypePractice areaCourtDateValue
SYNCHRONY BANKsource ↗
filed by PHILA, PA 19142 · Judge Joshua David Wolson · No. 2:26-cv-08041 · 15:1692 Fair Debt Collection Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Minano v. DLJ shows FCRA furnisher claims frequently dismissed for lack of private right of action or insufficient pleading, a direct risk for Synchrony as a furnisher. Askins v. CRST shows bare statutory violations can still confer standing, keeping some claims alive.
Comparable settlements $2.40M–$100M median $7.86M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. Dlj Mortgage Capital — most FCRA furnisher-liability counts dismissed, mirroring likely exposure for Synchrony as a data furnisher/creditor.
Main risk: Dismissal of core FCRA furnisher claims (no private right of action under certain subsections), as in Minano v. Dlj Mortgage Capital
Rough EV model (wide — class size is the big unknown, not a prediction): $1M–$40M
Small, heterogeneous comparable set; no Synchrony-specific prior rulings; class size and per-member figures are rough proxies pending complaint specifics. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-10-20$2.40M–$100M
comparable settlements