M.D. Fla. · No. 8:26-cv-03204
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Ideal Collection Services, Inc.source ↗ filed by Swift, Isringhaus, Dubbeld & McEleney PLLC · No. 8:26-cv-03204 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾FCRA claims against furnishers/collectors show split outcomes: Minano v. DLJ dismissed most FCRA counts for lack of private right of action, while Askins v. CRST let a disclosure-violation claim survive on bare statutory injury grounds. Soul v. Christiansen also dismissed an FDCPA claim outright, suggesting pleading-stage vulnerability for smaller collectors. Comparable settlements $2.40M–$100M median $7.86M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — most FCRA private-action theories dismissed, mirroring likely furnisher/collector defenses here. Main risk: Dismissal for lack of private right of action or insufficient pleading, as in Minano and Soul, given Ideal is a small collector not a major CRA. Rough EV model (wide — class size is the big unknown, not a prediction): $50K–$5M Small sample of comparables, no defendant-specific litigation history, and class size is speculative absent breach/scale data. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-10-21 | $2.40M–$100M comparable settlements |