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Beal v. Clarity Services, Inc.

M.D. Fla. · No. 8:26-cv-03198

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Clarity Services, Inc.source ↗
filed by Ethan B. Babb PLLC · No. 8:26-cv-03198 · 28:1441 Notice of Removal · view case timeline →
Comparable settlements $2.40M–$100M ▾
Minano v. DLJ Mortgage Capital shows courts readily dismiss FCRA furnisher claims lacking a private right of action, while Askins v. CRST shows bare statutory disclosure violations can survive as concrete injury. Clarity Services faces similar furnisher/CRA exposure, so outcome likely splits claim-by-claim.
Comparable settlements $2.40M–$100M median $7.86M · n=10
Equifax $100M · Equifax Informatio $30M · Equifax $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. Dlj Mortgage Capital, Inc. — directly parallels FCRA furnisher theory; some counts dismissed for no private right of action, others survive on adequate pleading.
Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient concrete-injury pleading, as in Minano.
This defendant: Six prior filings against Clarity Services suggest it is a recurring FCRA/FDCPA litigation target, implying possible systemic reporting-accuracy issues.
Rough EV model (wide — class size is the big unknown, not a prediction): $450K–$45M
Web signals conflate unrelated 'Clarity' entities (Microsoft Clarity, Clarity Software), undermining class-size confidence; small ruling sample limits precedential weight. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-10-21$2.40M–$100M
comparable settlements