E.D. Pa. · No. 2:26-cv-08021
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES, LLCsource ↗ filed by Garibian Law Offices PC · Judge Gerald Austin McHugh Jr. · No. 2:26-cv-08021 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ Mortgage Capital shows courts readily dismiss FCRA counts lacking private right of action or factual specificity, a risk for generic furnisher/reporting claims; but Askins v. CRST confirms bare statutory FCRA violations can still confer standing, and Equifax's own $100M/$30M/$30M settlement history shows strong systemic exposure once claims survive. Comparable settlements $2.40M–$100M median $7.86M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital (D.D.C.) — illustrates how FCRA counts against data furnishers/CRAs are frequently narrowed or dismissed absent specific factual allegations of inaccuracy and notice. Main risk: Dismissal for failure to plead a cognizable FCRA theory (as in Minano) or lack of concrete injury under TransUnion v. Ramirez-style standing scrutiny. This defendant: Equifax has a pattern of large-scale FCRA settlements ($100M, $30M x2) plus a smaller individual settlement (Bradberry $2.2M), reflecting recurring exposure across both class and individual suits. Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$50M Unknown whether filing is individual or class action; estimate highly sensitive to class certification outcome and specific factual pleadings, not yet available. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-10-20 | $2.40M–$100M comparable settlements |