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CREDLE v. EQUIFAX INFORMATION SERVICES, LLC

E.D. Pa. · No. 2:26-cv-08000

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Our records for this case (1)

MatterTypePractice areaCourtDateValue
EQUIFAX INFORMATION SERVICES, LLCsource ↗
filed by PHILADELPHIA, PA 19134 · Judge John Milton Younge · No. 2:26-cv-08000 · 15:1692 Fair Debt Collection Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
FCRA furnisher claims are often narrowed early, as in Minano v. DLJ (several counts dismissed for no private right of action), but bare statutory violations can survive standing challenges per Askins v. CRST. Equifax's history of large class settlements ($100M, $30M, $30M) shows real exposure once claims clear the pleading stage.
Comparable settlements $2.40M–$100M median $5.85M · n=10
Equifax $100M · Equifax Informatio $30M · Equifax $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital — shows courts frequently dismiss FCRA furnisher claims (1681i, 1681c-2, 1681s-2(a)) for lack of private right of action, a direct risk here.
Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient factual pleading, as in Minano v. DLJ Mortgage Capital.
This defendant: Equifax faces a steady stream of individual FCRA filings (Harris x2, McClary, Ali, Porter) plus a prior $2.2M settlement (Bradberry), indicating recurring litigation exposure.
Rough EV model (wide — class size is the big unknown, not a prediction): $250K–$800M
Small, heterogeneous sample mixing individual suits and mega-class settlements; true class size and theory specificity unknown, so range is very wide. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-10-16$2.40M–$100M
comparable settlements