E.D. Pa. · No. 2:26-cv-07985
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES, LLCsource ↗ filed by CREDIT LAW OFFICE · Judge John Milton Younge · No. 2:26-cv-07985 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾FCRA claims against furnishers/CRAs are routinely narrowed at the pleading stage, as in Minano v. DLJ Mortgage (most §1681 counts dismissed for no private right of action or insufficient pleading), while Askins shows bare statutory violations can still confer standing. Equifax's litigation history shows repeated filings but also large settlements when claims survive. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — illustrates how courts dismiss most FCRA furnisher theories unless plaintiff pleads a cognizable, private-right-of-action provision with factual specificity. Main risk: Dismissal of core FCRA counts for lacking private right of action or insufficient factual allegations, as occurred in Minano v. DLJ Mortgage. This defendant: Equifax faces a steady stream of individual FCRA suits (Bradberry, Harris, Porter, Ali, McClary) suggesting recurring reporting-accuracy disputes rather than one-off errors. Rough EV model (wide — class size is the big unknown, not a prediction): –$2M Small, heterogeneous comparable set; actual case may be individual rather than class, making aggregate EV speculative without complaint-level details. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-10-16 | $2.40M–$100M comparable settlements |