E.D. Pa. · No. 2:26-cv-07984
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES, LLCsource ↗ filed by CREDIT LAW OFFICE · Judge Juan Ramon Sanchez · No. 2:26-cv-07984 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾FCRA furnisher claims against Equifax frequently fail at pleading stage for lack of private right of action (Minano v. DLJ Mortgage), but bare statutory violations can survive dismissal where properly pled (Askins v. CRST). Equifax's litigation history shows mixed outcomes with occasional large settlements. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — shows many FCRA furnisher theories (1681i, 1681c-2, 1681s-2(a)(8)) lack private right of action and get dismissed, a direct risk to similar Equifax claims. Main risk: Dismissal for failure to state a claim or lack of private right of action under specific FCRA subsections, as in Minano v. DLJ Mortgage. This defendant: Equifax has settled multiple FCRA actions in the multi-million range (e.g., Bradberry $2.2M), suggesting pattern of eventual settlement over trial. Rough EV model (wide — class size is the big unknown, not a prediction): $10K–$12.50M Single-filing data insufficient to confirm class vs. individual action; wide range reflects this structural uncertainty and small comparable sample. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-10-16 | $2.40M–$100M comparable settlements |