E.D. Pa. · No. 2:26-cv-07982
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES, LLCsource ↗ filed by CREDIT LAW OFFICE · Judge Paul Steven Diamond · No. 2:26-cv-07982 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ Mortgage shows courts dismiss derivative FCRA claims (1681i, 1681s-2) for lack of private right of action while allowing core inaccurate-reporting claims to proceed with better pleading. Askins v. CRST confirms bare FCRA disclosure/accuracy violations can still satisfy standing, supporting survival of a well-pled claim. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — directly parallels likely FCRA furnisher theory against Equifax; shows partial dismissal with leave to amend is the probable early outcome. Main risk: Dismissal of specific statutory counts lacking private right of action, as in Minano, leaving only a narrow inaccurate-reporting claim. This defendant: Equifax has repeatedly settled FCRA suits (Bradberry $2.2M; prior $100M/$30M class deals), showing consistent settlement posture rather than trial exposure. Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$5M Small, heterogeneous comparable set; true class status and specific FCRA subsection pled are unknown, so figures are broad placeholders. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-10-16 | $2.40M–$100M comparable settlements |