E.D. Pa. · No. 5:26-cv-07972
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES, LLCsource ↗ filed by Garibian Law Offices PC · Judge Jeffrey L. Schmehl · No. 5:26-cv-07972 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Equifax FCRA suits split on outcome: Minano v. DLJ shows courts readily dismiss claims lacking statutory private right of action or factual specificity, while Askins affirms bare statutory violations can establish standing, cutting both ways for Equifax's procedural defenses. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — illustrates courts dismissing FCRA furnisher/CRA claims without prejudice for insufficient factual pleading, a likely early motion-to-dismiss risk here. Main risk: Dismissal of core FCRA counts for failing to state inaccurate-reporting or reasonable-procedures claims with sufficient specificity, as in Minano. This defendant: Equifax faces repeated individual FCRA filings (Bradberry, McClary, Harris, Ali, Porter) suggesting a pattern of reporting-accuracy disputes and recurring litigation exposure. Rough EV model (wide — class size is the big unknown, not a prediction): $5K–$2M Small, heterogeneous sample mixing individual suits and nationwide class settlements; true posture (individual vs. class) unclear from filing data alone. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-10-16 | $2.40M–$100M comparable settlements |