E.D. Pa. · No. 2:26-cv-07979
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES, LLCsource ↗ filed by Garibian Law Offices PC · Judge Gerald John Pappert · No. 2:26-cv-07979 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Comparable FCRA rulings like Minano v. DLJ Mortgage show courts readily dismiss claims lacking private rights of action or insufficient pleading, while Askins shows bare statutory disclosure violations can survive. Equifax's litigation history (Bradberry settlement $2.2M) suggests willful-violation theories can reach meaningful payouts despite dismissal risk on technical counts. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — illustrates frequent partial dismissal of FCRA furnisher claims (no private right under certain subsections) that Equifax will likely invoke here. Main risk: Dismissal of core FCRA counts for failure to state a claim or lack of private right of action, as in Minano v. DLJ Mortgage Capital. This defendant: Equifax faces repeated individual FCRA filings (McClary, Harris x2, Ali, Porter) alongside prior $2.2M Bradberry settlement, indicating recurring but typically modest-to-moderate resolutions. Rough EV model (wide — class size is the big unknown, not a prediction): –$50K Case appears to be an individual FCRA suit, not a class action; settlement/verdict comparables used are mostly class-wide and may overstate scale, while statutory per-claim figures may understate willfulness-driven recoveries like Bradberry. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-10-16 | $2.40M–$100M comparable settlements |