M.D.N.C. · No. 1:26-cv-01205
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES LLCsource ↗ filed by J. HARRIS LEGAL PLLC · No. 1:26-cv-01205 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾FCRA furnisher claims often fail at pleading stage absent concrete inaccuracy allegations, as in Minano v. DLJ Mortgage (dismissed in part for insufficient pleading/no private right of action). Yet Askins v. CRST shows bare statutory violations can survive standing challenges, and Equifax has repeatedly settled similar claims rather than litigate to judgment. Comparable settlements $2.40M–$100M median $7.86M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital Inc. — shows FCRA furnisher theories frequently dismissed unless specific inaccuracy and dispute-handling facts are pled. Main risk: Dismissal for failure to plead a specific inaccurate furnishing or proper dispute notice, mirroring Minano's partial dismissal of FCRA claims. This defendant: Equifax faces recurring FCRA suits (Bradberry, Harris x2, Porter, McClary, Ali) suggesting systemic reporting-accuracy litigation exposure. Rough EV model (wide — class size is the big unknown, not a prediction): –$2.50M Small, heterogeneous sample mixing individual and class rulings; actual case scope (individual vs. class) not specified, limiting precision. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D.N.C. | 2026-10-14 | $2.40M–$100M comparable settlements |