D.D.C. · No. 1:26-cv-03578
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES, LLCsource ↗ filed by THE WASHINGTON LEGAL GROUP, LLC · Judge Rudolph Contreras · No. 1:26-cv-03578 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ shows FCRA furnisher-specific claims often dismissed, but Equifax as a CRA faces broader exposure under §1681e(b)/1681i which survive more often; Equifax's own prior $100M+$30M+$30M settlements show large systemic liability when inaccuracies are class-wide. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital (D.D.C.) — clarifies which FCRA theories survive dismissal against reporting entities vs. furnishers, directly relevant to Equifax's posture. Main risk: Dismissal of specific FCRA counts for insufficient factual pleading, as in Minano, especially if claim lacks furnisher/CRA distinction clarity. This defendant: Equifax has multiple concurrent FCRA filings (McClary, Harris x2, Ali, Porter) and a prior $2.2M Bradberry settlement, suggesting recurring systemic reporting-accuracy litigation. Rough EV model (wide — class size is the big unknown, not a prediction): –$12.50M Small, mostly unrelated comparables; actual case may be individual, not class-wide, making settlement benchmarks only loosely applicable. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D.D.C. | 2026-10-14 | $2.40M–$100M comparable settlements |