E.D. Pa. · No. 5:26-cv-07860
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| EQUIFAX INFORMATION SERVICES, LLCsource ↗ filed by Vullings Law Group, LLC · Judge John Michael Gallagher · No. 5:26-cv-07860 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Comparable FCRA rulings split sharply: Minano v. DLJ dismissed most furnisher claims for lack of private right of action, while Askins upheld FCRA standing on bare statutory violations, showing outcome hinges on specific claim pled against Equifax. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — shows courts readily dismiss FCRA furnisher claims (§1681s-2) that Equifax commonly faces as a CRA/furnisher. Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient factual pleading, as in Minano This defendant: Equifax has repeat FCRA filings (McClary, Harris x2, Ali, Porter) and one prior $2.2M settlement (Bradberry), suggesting recurring exposure but inconsistent outcomes Rough EV model (wide — class size is the big unknown, not a prediction): $1K–$50K Single-plaintiff case; broader class benchmarks ($5.8M median, $100-400/member) don't directly apply unless case is later amended to class scope. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-10-13 | $2.40M–$100M comparable settlements |