M.D. Fla. · No. 2:26-cv-02784
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by Patti Zabaleta Law Group · No. 2:26-cv-02784 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ shows FCRA furnisher claims often dismissed for lack of private right of action or insufficient pleading, a real risk for Equifax as a CRA defendant. Askins shows bare statutory violations can survive standing challenges, but that rested on California law, not the 11th Circuit's stricter TransUnion v. Ramirez concreteness standard. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — FCRA furnisher-liability dismissals mirror risks Equifax faces on reporting-accuracy theories. Main risk: 11th Circuit's strict Article III standing doctrine (post-TransUnion v. Ramirez) could doom bare procedural FCRA claims absent concrete harm, as partially seen in Minano dismissals. This defendant: Equifax has repeat FCRA litigation (Bradberry, McClary, Harris, Ali, Porter) showing recurring reporting-accuracy disputes and willingness to settle. Rough EV model (wide — class size is the big unknown, not a prediction): $50K–$55M Single-filing snapshot; no complaint specifics on class certification, injury type, or Equifax's precise conduct—figures are illustrative, not predictive. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-10-13 | $2.40M–$100M comparable settlements |