W.D. Mich. · No. 1:26-cv-02919
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| United Wholesale Mortgage, LLCsource ↗ filed by Westbrook Law PLLC · No. 1:26-cv-02919 · 15:1640 Truth in Lending · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ Mortgage shows FCRA furnisher claims (§1681s-2, §1681i) are frequently dismissed absent private right of action or insufficient pleading, a major risk if UWM is sued as furnisher. Askins v. CRST shows bare disclosure violations can still confer standing and survive, giving plaintiffs a narrower viable path. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - nearly identical FCRA furnisher theory, most counts dismissed for no private right of action or insufficient facts. Main risk: Core FCRA furnisher provisions lack private right of action, as in Minano, likely gutting multiple counts early. This defendant: UWM faces parallel TCPA and privacy/wiretap suits, suggesting recurring consumer-compliance exposure across statutes. Rough EV model (wide — class size is the big unknown, not a prediction): $500K–$60M Small, heterogeneous comparable set; class size and claim scope highly speculative without complaint specifics. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | W.D. Mich. | 2026-10-12 | $2.40M–$100M comparable settlements |