D. Colo. · No. 1:26-cv-05139
Full docket on CourtListener ↗
No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).
| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services, LLCsource ↗ filed by Consumer Justice Law Firm PLC · No. 1:26-cv-05139 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ Mortgage shows courts readily dismiss FCRA furnisher claims lacking private right of action or sufficient factual pleading, a real risk here; but Equifax has repeatedly settled FCRA actions (including $100M and $30M CRA-wide deals), showing systemic exposure once claims survive. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - most FCRA theories dismissed for no private right of action or thin pleading, signaling similar scrutiny likely in D.Colo. Main risk: Dismissal for failure to plead concrete injury or because claim arises under a provision without private right of action, as in Minano This defendant: Equifax has a pattern of repeat FCRA filings and prior $2.2M settlement (Bradberry), suggesting recurring systemic reporting issues. Rough EV model (wide — class size is the big unknown, not a prediction): –$50M Single-filing snapshot; unclear if case is individual or class, drastically affecting valuation range. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D. Colo. | 2026-10-09 | $2.40M–$100M comparable settlements |