D.N.J. · No. 2:26-cv-13238
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| MLD Mortgage, Inc. d/b/a The Money Storesource ↗ filed by MILLBERG, PLLC · Judge Jamel K. Semper · No. 2:26-cv-13238 · 28:1332 Diversity-Fraud · view case timeline → Comparable settlements $200M–$688M ▾No directly on-point false-advertising mortgage precedent exists in the sample; Cetorelli (CSPA deceptive practices affirmed with treble damages) and Dougherty (consumer-protection claims survived MTD) suggest viability, but Guthrie (class cert denied for UCL claims needing individualized proof of representations) signals a major hurdle for class-wide false-advertising claims. Comparable settlements $200M–$688M median $237.50M · n=10 Merck & Co. Inc. a $688M · Toyota Industries $436M · Toyota Industries $299.50M Per member (realized): ~$2,500 median · $2,500–$2,500 (n=1) Comparable verdict: Papaya $420M · VPX, Inc. $293M Key precedent: Guthrie v. Transamerica — denial of class cert for individualized advertising/representation claims mirrors the core risk in a mortgage false-advertising suit. Main risk: Class certification denial due to individualized reliance/communication issues, as in Guthrie v. Transamerica. Rough EV model (wide — class size is the big unknown, not a prediction): $750K–$75M Comparable rulings are largely unrelated theories (data breach, arbitration, employment); single-datapoint per-member benchmark and wide class-size uncertainty make this estimate highly speculative. · grounded in 10 rulings, 10 settlements, 9 verdicts | Filing | False Advertising | D.N.J. | 2026-10-09 | $200M–$688M comparable settlements |