E.D. Mo. · No. 4:26-cv-01621
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Receivable Solutions, LLCsource ↗ filed by LAW OFFICES OF BRAD A. LOETHEN LLC · Judge Henry Edward Autrey · No. 4:26-cv-01621 · 15:1692 Fair Debt Collection Act · view case timeline → Comparable settlements $2.40M–$100M ▾FCRA furnisher claims often fail absent private right of action, as in Minano v. DLJ Mortgage, while FDCPA/FCRA claims with concrete harm or procedural defects can survive, as in Wright v. Portfolio Recovery and Askins v. CRST. Outcome likely hinges on specific statutory provision pled and pleading sufficiency. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - shows many FCRA furnisher theories dismissed for no private right of action or insufficient pleading, a common hurdle here. Main risk: Dismissal of core FCRA claims for lack of private right of action against furnishers/collectors, as in Minano. Rough EV model (wide — class size is the big unknown, not a prediction): $8K–$480K Small, heterogeneous comparable set; no defendant-specific prior litigation or verified class size data available. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Mo. | 2026-10-09 | $2.40M–$100M comparable settlements |