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Williams v. LVNV Funding LLC

E.D. Mo. · No. 4:26-cv-01620

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
LVNV Funding LLCsource ↗
filed by LAW OFFICES OF BRAD A. LOETHEN LLC · Judge Zachary M. Bluestone · No. 4:26-cv-01620 · 15:1692 Fair Debt Collection Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Comparable FCRA rulings split: Minano v. DLJ Mortgage Capital dismissed several FCRA furnisher claims for no private right of action, while Askins v. CRST held bare disclosure violations suffice for standing. LVNV faces frequent individual FDCPA/FCRA suits with mixed outcomes, suggesting partial survival is likely but full class exposure is rare.
Comparable settlements $2.40M–$100M median $5.85M · n=10
Equifax $100M · Equifax Informatio $30M · Equifax $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital — shows courts readily dismiss FCRA furnisher claims lacking private right of action, a key risk for LVNV as a debt-buyer/furnisher.
Main risk: Dismissal of FCRA counts for lack of private right of action or insufficient pleading, as in Minano v. DLJ Mortgage Capital.
This defendant: LVNV shows repeated individual FCRA/FDCPA filings (Terrell, Lawson, Hayes, Perry, Miller) indicating a litigation-prone debt-buyer pattern, not class-wide liability.
Rough EV model (wide — class size is the big unknown, not a prediction): –$22K
Small, heterogeneous comparable set; case appears individual not class, limiting applicability of class settlement benchmarks. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Mo.2026-10-09$2.40M–$100M
comparable settlements