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Valentin v. Equifax Information Services, LLC

M.D. Penn. · No. 3:26-cv-03001

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Equifax Information Services, LLCsource ↗
filed by Sanders Law Group · Judge Robert David Mariani · No. 3:26-cv-03001 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Minano v. DLJ Mortgage Capital shows FCRA furnisher claims are routinely narrowed or dismissed for lack of private right of action, while Askins confirms bare statutory violations can still support standing in some jurisdictions. Equifax's repeat litigation pattern (Bradberry, multiple pending filings) suggests claims often survive long enough to settle rather than reach trial.
Comparable settlements $2.40M–$100M median $7.86M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — illustrates that several FCRA furnisher theories (1681i, 1681c-2, 1681s-2(a)) lack private rights of action and are commonly dismissed, narrowing viable claims early.
Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient factual pleading, as in Minano, leaving only narrow surviving claims
This defendant: Equifax shows a recurring pattern of FCRA suits (Bradberry, McClary, Harris, Ali, Porter) indicating systemic furnishing/reporting disputes rather than one-off incidents.
Rough EV model (wide — class size is the big unknown, not a prediction): $250K–$100M
Small, heterogeneous comparable set; case may resolve as individual action rather than class, drastically altering scale and EV. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Penn.2026-10-08$2.40M–$100M
comparable settlements