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Young v. Truist Bank

M.D. Penn. · No. 3:26-cv-02993

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Our records for this case (1)

MatterTypePractice areaCourtDateValue
Truist Banksource ↗
filed by Sanders Law Group · Judge James Martin Munley · No. 3:26-cv-02993 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
FCRA furnisher claims are frequently narrowed or dismissed, as in Minano v. DLJ Mortgage Capital where most counts failed for lack of private right of action or insufficient pleading; Wallingford v. Sallie Mae similarly failed on the merits at the PI stage, though Askins v. CRST shows disclosure-based FCRA claims can survive on bare statutory injury theory.
Comparable settlements $2.40M–$100M median $7.86M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — closely analogous FCRA furnisher theory, most claims dismissed, signaling high dismissal risk here.
Main risk: Dismissal for lack of private right of action or inadequate pleading of furnisher duties, per Minano v. DLJ Mortgage Capital.
This defendant: Truist/SunTrust faced a $240M settlement (Bickerstaff) showing willingness to settle large consumer claims rather than litigate to verdict.
Rough EV model (wide — class size is the big unknown, not a prediction): $400K–$33.75M
Small, heterogeneous comparable set; class size and per-member figures are rough proxies, not case-specific discovery data. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Penn.2026-10-08$2.40M–$100M
comparable settlements