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Lojano v. Equifax Information Services, LLC

D. Conn. · No. 3:26-cv-01731

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Our records for this case (1)

MatterTypePractice areaCourtDateValue
Equifax Information Services, LLCsource ↗
filed by Marcus & Zelman, LLC · Judge Omar A. Williams · No. 3:26-cv-01731 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Equifax is a classic CRA defendant under FCRA §1681e(b)/1681i, which carry a private right of action unlike furnisher-only claims dismissed in Minano v. DLJ Mortgage. Equifax has repeatedly settled similar claims (Bradberry $2.2M) and faces multiple parallel 2024-25 filings (McClary, Harris, Ali, Porter), suggesting recurring exposure but fact-intensive outcomes.
Comparable settlements $2.40M–$100M median $7.86M · n=10
Equifax $100M · Equifax Informatio $30M · Equifax $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Bradberry v. Equifax Information Services, LLC ($2.2M settlement) shows Equifax's own litigation history settling FCRA reinvestigation/reporting claims rather than litigating to judgment.
Main risk: Dismissal of specific FCRA counts lacking private right of action, as in Minano v. DLJ Mortgage, if claims are framed as furnisher-type violations rather than CRA reinvestigation duties.
This defendant: Equifax shows a repeat-litigant pattern with multiple concurrent FCRA filings (McClary, Harris x2, Ali, Porter) and prior large settlements, indicating systemic reporting-accuracy exposure.
Rough EV model (wide — class size is the big unknown, not a prediction): –$10K
Small, heterogeneous comparable set; case appears individual not class, limiting applicability of per-member class settlement data; outcome highly fact-dependent on specific FCRA provision pled. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)D. Conn.2026-10-06$2.40M–$100M
comparable settlements