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Clements v. Equifax Information Services LLC

D. Ariz. · No. 3:26-cv-08245

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Equifax Information Services LLCsource ↗
filed by Stein Saks PLLC · Judge Michael T. Liburdi · No. 3:26-cv-08245 · 15:1692 Fair Debt Collection Act · view case timeline →
Comparable settlements $2.45M–$100M ▾
Comparable FCRA rulings split sharply: Minano v. DLJ dismissed several FCRA furnisher counts for lack of private right of action while letting others proceed, and Askins found bare disclosure violations sufficient for standing, showing courts are inconsistent on viability.
Comparable settlements $2.45M–$100M median $7.86M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$176 median · $25–$250 (n=4)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital — shows FCRA furnisher claims against entities like Equifax often get narrowed, with only properly pled counts surviving.
Main risk: Dismissal of core FCRA counts for failing to state a plausible inaccuracy/reinvestigation claim, as in Minano, or lack of standing under bare-violation theories
This defendant: Equifax has repeated FCRA filings (Bradberry $2.2M settlement, multiple pending Harris/Ali/Porter suits) indicating recurring exposure but modest per-case payouts historically
Rough EV model (wide — class size is the big unknown, not a prediction): –
Small, heterogeneous comparable set mixes individual rulings and mega class settlements; true value depends heavily on whether case remains individual or is later aggregated/certified. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)D. Ariz.2026-10-02$2.45M–$100M
comparable settlements