C.D. Cal. · No. 2:26-cv-11520
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Bank of America, N.A.source ↗ filed by C.O. Law, APC · No. 2:26-cv-11520 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ Mortgage Capital shows courts readily dismiss FCRA furnisher claims lacking private right of action, a direct risk for BoA as data furnisher. Askins v. CRST shows bare statutory violations can still confer standing, keeping some claims alive. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — nearly identical FCRA furnisher theory, most claims dismissed for no private right of action. Main risk: Dismissal of core FCRA counts for lack of private right of action against furnishers, as in Minano. This defendant: BoA faces multiple concurrent FCRA/FDCPA filings (Durgavarjhula, Anton), suggesting recurring exposure on credit-reporting practices. Rough EV model (wide — class size is the big unknown, not a prediction): $300K–$15M Comparables are mostly non-FCRA rulings; small, heterogeneous sample limits precision—treat as directional, not predictive. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | C.D. Cal. | 2026-10-04 | $2.40M–$100M comparable settlements |