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CUSTER v. EQUIFAX INFORMATION SERVICES, LLC

E.D. Pa. · No. 2:26-cv-07610

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Our records for this case (1)

MatterTypePractice areaCourtDateValue
EQUIFAX INFORMATION SERVICES, LLCsource ↗
filed by The Kim Law Firm, LLC · Judge Wendy Beetlestone · No. 2:26-cv-07610 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Minano v. DLJ Mortgage Capital shows FCRA furnisher claims often dismissed for lack of private right of action or insufficient pleading, while Askins v. CRST shows disclosure-based FCRA claims can survive on bare statutory injury. Equifax has a long litigation history with mixed outcomes and repeated settlements, suggesting moderate but inconsistent exposure.
Comparable settlements $2.40M–$100M median $5.85M · n=10
Equifax $100M · Equifax Informatio $30M · Equifax $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital Inc. — illustrates courts' frequent dismissal of FCRA furnisher claims (1681i, 1681c-2, 1681s-2(a)) absent specific pleading, a direct risk for Equifax-type claims.
Main risk: Dismissal for failure to plead specific inaccuracy or furnisher duty under FCRA, as seen in Minano where most counts failed except amendable ones.
This defendant: Equifax faces recurring FCRA suits (Bradberry $2.2M settlement; multiple pending filings), indicating systemic reporting-accuracy litigation exposure.
Rough EV model (wide — class size is the big unknown, not a prediction): $125K–$125M
Single-plaintiff filing; unclear if class-wide, so estimated value spans individual to class-action scale with low confidence. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-10-02$2.40M–$100M
comparable settlements