E.D.N.Y · No. 2:26-cv-06273
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| First Savings Banksource ↗ filed by Mallon Consumer Law Group PLLC · No. 2:26-cv-06273 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾FCRA furnisher claims frequently dismissed for lack of private right of action (Minano v. DLJ Mortgage Capital) and FDCPA counts often fail on pleading sufficiency (Soul v. Christiansen), but disclosure-based claims can survive (Askins v. CRST). First Savings Bank is a small regional entity, limiting exposure relative to national CRA settlements. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax Informatio $30M · Equifax $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - dismissed multiple FCRA furnisher claims (no private right of action, insufficient pleading), directly analogous to likely furnisher-liability theory here. Main risk: Dismissal for lack of private right of action under specific FCRA provisions, as in Minano, or failure to plead concrete injury under FDCPA, as in Soul. Rough EV model (wide — class size is the big unknown, not a prediction): $25K–$3M Small sample of comparables with ambiguous outcomes; defendant identity is confusingly multi-entity (several 'First Savings Bank' entities exist), so class size is highly speculative. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D.N.Y | 2026-10-02 | $2.40M–$100M comparable settlements |